Charlotte County property record for 6400 Riverside Dr, Punta Gorda, FL 33982
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 5,642 sqft · built 1997 |
| Lot Size | 1.22 acres (53,248 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $1,430,000 (Apr 2020) |
| Tax Bill | $14,315 (2025) |
| Deeds & Mortgages | Nov 2018 Line of Credit Apr 2020 Sale & Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 40-23-26-251-002 |
| Primary APN | 40-23-26-251-002 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 5,642 sqft Living Area |
| Gross Area | 9,842 sqft |
| Upper Floors Area | 2,474 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | 2 Story |
| Elevator | Elevator |
| Year Built | Built 1997 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Pile |
| Roof Material | Clay Tile |
| Lot Area | 53,248 sqft (1.22 acres) |
| Lot Dimensions | 416 ft deep x 128 ft wide |
| Garage Type | Carport |
| Garage Area | 1,172 sqft |
| Carport | Carport |
| Carport Area | 364 sqft |
| Driveway | Driveway |
| Driveway Area | 8,240 sqft |
| Parking Spaces | 13 Parking Spaces |
| Pool Area | 42 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 748 sqft |
| Fence | Fence |
| Loading Dock | 787 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 10004623023 |
|---|---|
| Old Parcel Number | 00782310003004 |
| Street Address | 6400 RIVERSIDE DR |
| City | PUNTA GORDA |
| State | FL |
| Zip | 33982-1595 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RSF3.5 |
| Legal Description | CLN 000 0012 0003 CLEVELAND NORTH BLK 12 LTS 3 4 11 14 19 22 29 30 & N 1/2 VAC FRONT ST ADJ TO LTS 3 4 & ALL OF PRIVA |
| Legal Range | 23E |
| Legal Township | 40S |
| Legal Section | 26 |
| Legal Subdivision | CLEVELAND NORTH |
| Legal Block | 12 |
| Legal Lot Number | 3 4 |
| Jurisdiction | CHARLOTTE FL |
| Township / Civil Division | PUNTA GORDA |
| Census Block Group | 2 |
| Census Block | 2027 |
| Census Tract | 10200 |
Source: Charlotte County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 6400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1595 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 19, 2018 | Deed of Trust, Mortgage · Line of Credit TRUSTCO BANK |
| Apr 17, 2020 | Warranty Deed, Transfer BANK OF AMERICA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 17, 2020 · Amount on Record |
| Deed Sale | Apr 17, 2020 · Amount on Record |
| Prior Sale | Jul 9, 2013 · Amount on Record |
| Deed Document Number | 2804856 |
| Deed Book / Page | 4565 / 648 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Property Address | 6400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1595 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0043800667 |
|---|---|
| Date | Nov 19, 2018 |
| Book Page | 4380/0667 |
| Instrument | 2662871 |
| Name | TRUSTCO BANK |
|---|---|
| Type | Bank |
| Address | LONGWOOD, FL 32750 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 9, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHARLOTTE FL |
| Recording Date | Apr 17, 2020 |
| Property Address | 6400 RIVERSIDE DR, PUNTA GORDA, FL 33982-1595 |
| Document Number | 0045650648 |
| Book / Page | 004565 / 000648 |
| Instrument Date | Apr 17, 2020 |
| Instrument | 2804856 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $10,150.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 6400 RIVERSIDE DR PUNTA GORDA FL 339821595, PUNTA GORDA, FL 33982-1595 |
| Document Number | 45650650 |
|---|---|
| Date | Apr 17, 2020 |
| Book Page | 004565/000650 |
| Instrument | 2804857 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 16, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 2.75% |
Source: Charlotte County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Charlotte County |
| Unified School District | Charlotte County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $14,315.00 (-4.71%) Homeowner's exemption | $988,937 (+5.99%) | $1,517,308 (-1.64%) Land $437,760 Building $1,079,548 |
| 2023 | $15,022.00 (+2.91%) Homeowner's exemption | $933,074 (+3%) | $1,542,673 (+7.08%) Land $437,760 Building $1,104,913 |
| 2022 | $14,597.00 Homeowner's exemption | $905,897 | $1,440,727 Land $372,096 Building $1,068,631 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 11.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 151 individual policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 167 units insured incl. 16 condo units |
| Nearby Flood Claims | 257 (1982–2024) |
| Claims Outside the SFHA | 3 of 257 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · lower than 65% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PUNTA GORDA serves 36,302 people · EPA ID FL6080051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2023 |
| Lead | 4 ppb (2023) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 117 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures