Polk County property record for 6400 Prather Rd, Independence, OR 97351
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,470 sqft · built 2016 |
| Lot Size | 2 acres (87,120 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $4,923 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage Jan 2026 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 09427-00-00300 |
| Primary APN | 09427-00-00300 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,470 sqft Living Area |
| 1st Floor Area | 2,470 sqft |
| Great Room | Great Room |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Combination |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 87,120 sqft (2 acres) |
| Garage Area | 518 sqft |
| Parking Spaces | 4 Parking Spaces |
| Deck Area | 779 sqft |
| Utility Building | 2,880 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Account Number | 213648 |
|---|---|
| Street Address | 6400 PRATHER RD |
| City | INDEPENDENCE |
| State | OR |
| Zip | 97351-9716 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | EFU |
| Legal Description | LOT PARCEL 1 |
| Legal Range | 04W |
| Legal Township | 09S |
| Legal Section | 27 |
| Legal Subdivision | PARTITION PLAT 2014-0004 |
| Legal Lot Number | 1 |
| Jurisdiction | POLK OR |
| Township / Civil Division | MONMOUTH-INDEPENDENCE |
| Census Block Group | 2 |
| Census Block | 2013 |
| Census Tract | 20306 |
Source: Polk County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Co-owner | 2 Co-owners on Record |
| Owner Type | Company, Secondary Individual |
| Vesting | Trust |
| Date | Document |
|---|---|
| Jul 8, 2022 | Deed of Trust, Mortgage · Closed-End Mortgage OREGON COMMUNITY CU |
| Jan 8, 2026 | Intrafamily Transfer, Transfer |
| Deed Names | 3 Names on Deed |
|---|---|
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Last Transfer Date | Jan 8, 2026 |
| Transfer Doc | 0000000179 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK OR |
| Property Address | 6400 PRATHER RD, INDEPENDENCE, OR 97351-9716 |
| Transaction Type | Mortgage |
| Record Updated | Jan 19, 2026 |
| Name | Verified Name |
|---|---|
| Address | 6400 PRATHER RD, INDEPENDENCE, OR 97351-9716 |
| Document Number | 0000008027 |
|---|---|
| Date | Jul 8, 2022 |
| Instrument | 2022-008027 |
| Name | OREGON COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SPRINGFIELD, OR 97475 |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Jul 8, 2032 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | POLK OR |
| Recording Date | Jan 8, 2026 |
| Property Address | 6400 PRATHER RD, INDEPENDENCE, OR 97351-9716 |
| Document Number | 0000000179 |
| Map Reference | PG 4 |
| Instrument Date | Nov 18, 2025 |
| Instrument | 2026-000179 |
| Transaction Type | Transfer |
| Record Updated | Jan 19, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Living Trust |
Source: Polk County assessment roll, as of September 30, 2025
| Type | Name |
|---|---|
| State | Oregon |
| County | Polk County |
| Unified School District | Central School District 13J (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,923.00 (+4.1%) | $379,005 (+2.96%) Land $65,905 Building $313,100 | $780,300 (-11.07%) Land $240,380 Building $539,920 |
| 2024 | $4,729.00 (-6.06%) | $368,094 (+2.96%) Land $64,104 Building $303,990 | $877,400 (+4.44%) Land $279,200 Building $598,200 |
| 2023 | $5,034.00 (+27.44%) | $357,503 (+15.28%) Land $62,363 Building $295,140 | $840,130 (+5.57%) Land $265,860 Building $574,270 |
| 2022 | $3,950.00 | $310,111 Land $60,671 Building $249,440 | $795,770 Land $268,130 Building $527,640 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 28, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 43 policies |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 43 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 93% of Oregon |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LUCKIAMUTE DOMESTIC WATER COOP private · serves 2,738 people · EPA ID OR4100538 |
|---|---|
| Water Source | Purchased surface water from CITY OF FALLS CITY |
| Last State Inspection | Oct 2024 |
| Lead | 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 55 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 2 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Peak Internet Fixed Wireless | 100 / 30 |
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