6400 Munce Rd, White Lake, MI 48383 Property Records

Oakland County property record for 6400 Munce Rd, White Lake, MI 48383

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,724 sqft · built 1990
Lot Size	1.05 acres (45,738 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jan 2022)
Tax Bill	$3,726 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jul 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`Y-12-06-100-031`

Property Details

APN / Parcel Number

Primary APN	`Y-12-06-100-031`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,724 sqft Living Area
1st Floor Area	1,268 sqft
Basement Area	912 sqft
Unfinished Basement	912 sqft

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Lot Area	45,738 sqft (1.05 acres)
Garage Area	1,164 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Slab
Porch Area	112 sqft
Deck Area	597 sqft
Patio Area	597 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	6400 MUNCE RD
City	WHITE LAKE
State	MI
Zip	48383-1035
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF
Legal Description	T3N, R8E, SEC 6 PART OF NW 1/4 BEG AT PT DIST S 89-51-00 W 412 FT & N 329.20 FT & N 00-09-25 W 712.61 FT & N 79-08-27 E 226.92 FT FROM CEN OF SEC, TH N 83-32-05 E 193.25 FT, TH S 00-04-13 W 280 FT, TH N 89-25-18 W 184.09 FT, TH N 11-37-29 E 105.97 FT
Legal Range	08E
Legal Township	03N
Legal Section	06
Jurisdiction	OAKLAND MI
Township / Civil Division	WHITE LAKE
Census Block Group	2
Census Block	2000
Census Tract	130200

Owner

Source: Oakland County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 7, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Jul 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 21, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Dec 30, 2021	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 21, 2022 · Amount on Record
Deed Sale	Jan 21, 2022 · Amount on Record
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	2022299849
Deed Book / Page	57327 / 718
Prior Transfer Date	Apr 10, 1997
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035
Transaction Type	Mortgage
Record Updated	Jan 19, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	7296 ARBOR TRL 102, 102, WATERFORD, MI 48327-4503

Mortgage

Document Number	0000268998
Date	Dec 7, 2021
Book Page	57146/853
Instrument	268998

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 1, 2051

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OAKLAND MI
Property Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	TITLE SOURCE INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126949
Date	Jul 31, 2018
Book Page	52047/00194
Instrument	126949

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Aug 1, 2033

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OAKLAND MI
Recording Date	Jan 21, 2022
Property Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035
Document Number	0000299849
Book / Page	57327 / 718
Instrument Date	Nov 12, 2021
Instrument	299849
Transaction Type	Transfer
Record Updated	Mar 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$2,250.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6400 MUNCE RD, 6400, WHITE LAKE, MI 48383-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OAKLAND MI
Recording Date	Dec 30, 2021
Property Address	6400 MUNCE RD, WHITE LAKE, MI 48383-1035
Document Number	0000283588
Book / Page	57234 / 393
Instrument Date	Oct 8, 2021
Instrument	283588
Transaction Type	Transfer
Record Updated	Feb 28, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	6400 MUNCE RD, 6400, WHITE LAKE, MI 48383-1035

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	115 JESSWOOD LN, WHITE LAKE, MI 48386-2130

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Oakland County
County Subdivision	White Lake Charter Township
Unified School District	Holly Area School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,726.00 (-34.69%) Homeowner's exemption	$160,660 (+8.61%)	$321,320 (+8.61%)
2024	$5,705.00 (+113.51%)
2023		$147,920	$295,840
2021	$2,672.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250

May also be available: AT&T, Verizon.

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