Bell County property record for 6400 Lower Troy Rd, Temple, TX 76501 · Last verified April 2024
| Property Type | Misc Structure / Fixture |
|---|---|
| Details | 2,608 sqft · built 2010 |
| Lot Size | 1.49 acres (64,904 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,540 (2023) |
| Deeds & Mortgages | Apr 2020 Line of Credit Dec 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0587990300 |
| Primary APN | 0587990300 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,608 sqft Gross Area |
| 1st Floor Area | 2,608 sqft |
| Year Built | Built 2010 |
|---|---|
| Lot Area | 64,904 sqft (1.49 acres) |
| Porch | Open Porch |
| Porch Area | 960 sqft |
| Account Number | 625853 |
|---|---|
| Street Address | 6400 LOWER TROY RD |
| City | TEMPLE |
| State | TX |
| Zip | 76501-6810 |
| Property Category | Agriculture or Farming |
| Property Type | Agriculture / Farming > Misc Structure / Fixture |
| Legal Description | A0782BC M SHIPMAN, ACRES 1.49 |
| Legal Subdivision | M SHIPMAN |
| Jurisdiction | BELL TX |
| Township / Civil Division | TEMPLE |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 20402 |
Source: Bell County records · APN 0587990300
Assessment roll updated August 1, 2023 · Last verified April 2024
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 6400 LOWER TROY RD, TEMPLE, TX 76501-6810 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 24, 2020 | Deed of Trust, Mortgage · Line of Credit TEXELL CU |
| Dec 22, 2017 | Deed of Trust, Mortgage TEXELL CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 23, 2010 |
| Deed Sale | Jul 23, 2010 |
| Deed Document Number | 00026504 |
| Record Updated | Jun 07, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 6400 LOWER TROY RD, TEMPLE, TX 76501-6810 |
| Document Number | 0000021955 |
| Instrument Date | Apr 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 25, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6400 LOWER TROY RD TEMPLE TX 765016810, TEMPLE, TX 76501-6810 |
| Document Number | 0000021955 |
|---|---|
| Date | May 08, 2020 |
| Instrument | 21955 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 156 Months |
| Due | May 07, 2033 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BELL TX |
| Property Address | 6400 LOWER TROY RD, TEMPLE, TX 76501-6810 |
| Document Number | 0000054406 |
| Instrument Date | Dec 22, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 09, 2018 |
| Title Company | MONTEITH ABSTRACT AND TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 6400 LOWER TROY RD TEMPLE TX 765016810, TEMPLE, TX 76501-6810 |
| Document Number | 0000054406 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 54406 |
| Name | TEXELL CU |
|---|---|
| Address | TEMPLE, TX 76503 |
| Amount | Amount Recorded |
|---|---|
| Term | 180 Months |
| Due | Dec 28, 2032 |
Source: Bell County records · Assessment roll updated August 1, 2023 · Last verified April 2024
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $1,540.00 (-30.29%) Homeowner's exemption | $359,550 Land $59,600 Building $299,950 | $359,550 Land $59,600 Building $299,950 |
| 2022 | $2,209.00 |
Source: FEMA National Flood Hazard Layer, Bell County (48027C), updated September 15, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 480270204022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Wildfire Risk | Moderate above 67% of the US · above 55% of Texas |
|---|---|
| Wildfire Likelihood | About 1 in 617 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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