Cabarrus County property record for 6400 Harbor Dr, Concord, NC 28025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,048 sqft · built 1984 |
| Lot Size | 1.13 acres (49,223 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $500 (Sep 1998) |
| Tax Bill | $2,137 (2023) |
| Flood Zone | Zone X (minimal risk) |
| APN | 09006A0004.000000 |
| Primary APN | 09006A0004.000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,048 sqft Living Area |
| Gross Area | 2,918 sqft |
| 1st Floor Area | 2,048 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 49,223 sqft (1.13 acres) |
| Lot Dimensions | 176 ft deep x 203 ft wide |
| Garage Type | Mixed |
| Garage Area | 484 sqft |
| Driveway | Concrete Driveway |
| Driveway Area | 2,300 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 138 sqft |
| Deck Area | 248 sqft |
| Patio Area | 248 sqft |
| Storage Building | 168 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Account Number | 7390700 |
|---|---|
| Street Address | 6400 HARBOR DR |
| City | CONCORD |
| State | NC |
| Zip | 28025-9491 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CR |
| Legal Description | LT 28 LAKE SHORE ESTATES SEC 2 & P/O LAKE PROP |
| Legal Subdivision | LAKE SHORE ESTATES |
| Legal Lot Number | 28 |
| Jurisdiction | CABARRUS NC |
| Township / Civil Division | 9, GEORGEVILLE |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 41602 |
6400 Harbor Dr is owned and occupied by two individuals who bought it in September 1998.
Source: Cabarrus County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 6400 HARBOR DR, CONCORD, NC 28025-9491 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 30, 1998 · Amount on File |
| Deed Sale | Sep 30, 1998 · Amount on File |
| Prior Sale | May 15, 1985 · Amount on File |
| Deed Book / Page | 2313 / 104 |
| Record Updated | Oct 29, 2026 |
Source: Cabarrus County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Unified School District | Cabarrus County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $397,630 Land $107,000 Building $290,630 | ||
| 2024 | $397,630 (+54.81%) Land $107,000 Building $290,630 | ||
| 2023 | $2,137.00 | $256,850 Land $70,000 Building $186,850 | $256,850 Land $70,000 Building $186,850 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 6400 Harbor Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.
Source: FEMA National Flood Hazard Layer, effective July 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (2018–2020) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Nov 2020 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 6400 Harbor Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 96% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
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