6400 Francis Ln, Hanover, MD 21076 Property Records

Howard County property record for 6400 Francis Ln, Hanover, MD 21076

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 2,538 sqft · built 2023
Lot Size	0.224 acres (9,762 sqft)
Owner	Company Name on File
Last Sale	$784,500 (Sep 2023)
Tax Bill	$506 (2026)
Deeds & Mortgages	Oct 2025 Mortgage Sep 2023 Sale & Mortgage
APN	`01-603767`

Property Details

APN / Parcel Number

Primary APN	`01-603767`
Alternative APN	`603767`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,538 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	9,762 sqft (0.224 acres)
Garage Type	Attached
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	40 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	603767
Street Address	6400 FRANCIS LN
City	HANOVER
State	MD
Zip	21076-1499
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12
Legal Description	LOT 13, 9,762 SQ' 6400 FRANCIS LN GRACE MEADOWS
Legal Subdivision	GRACE MEADOWS
Legal Lot Number	13
Jurisdiction	HOWARD MD
Township / Civil Division	1, ELKRIDGE
Census Block Group	2
Census Block	2008
Census Tract	601206

Owner

6400 Francis Ln is owned by a company that bought it in September 2023.

Source: Howard County records, as of September 4, 2026

Owner of Record	Company Name on File
Mailing Address	3430 COURT HOUSE DR, ELLICOTT CITY, MD 21043-4300
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 14, 2025	Deed of Trust, Mortgage · VA Mortgage FIRST FEDERAL BANK
Sep 19, 2023	Deed, Subdivision Related Transfer · VA Mortgage K HOVNANIAN AMERICAN MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 19, 2023 · Amount on File
Deed Sale	Sep 19, 2023 · Amount on File
Deed Book / Page	22119 / 433
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HOWARD MD
Property Address	6400 FRANCIS LN, HANOVER, MD 21076-1499
Transaction Type	Mortgage
Record Updated	Oct 30, 2025
Title Company	SOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 FRANCIS LN, HANOVER, MD 21076-1499

Mortgage

Document Number	0229540162
Date	Oct 14, 2025
Book Page	22954/162

Lender

Name	FIRST FEDERAL BANK
Type	Bank
Address	JACKSONVILLE, FL 32246

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

September 2023: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	HOWARD MD
Recording Date	Sep 19, 2023
Property Address	6400 FRANCIS LN, HANOVER, MD 21076-1499
Document Number	0221190433
Book / Page	22119 / 433
Map Reference	PL WAR 25993-25998
Instrument Date	Sep 15, 2023
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 16, 2023
Title Company	EASTERN NATIONAL TITLE AGENCY FLORIDA LLC, EASTERN NATL TTL AGCY MD LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,961.25
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	6400 FRANCIS LN, HANOVER, MD 21076-1499

Mortgage

Document Number	0022119442
Date	Sep 19, 2023
Instrument	22119/442

Lender

Name	K HOVNANIAN AMERICAN MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

The 2026 property tax bill for 6400 Francis Ln was $506.

Source: Howard County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Howard County

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$506.00	$700,200 (+8.88%) Land $201,400 Building $498,800	$700,200 (-) Land $201,400 Building $498,800
2025	$506.00	$643,100	$700,200 Land $201,400 Building $498,800
2023		$131,400 Land $131,400	$131,400 Land $131,400
2022	$1,479.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

9 flood insurance policies are in force near 6400 Francis Ln.

Source: OpenFEMA NFIP redacted claims and policies, as of September 2026

Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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