6400 E Shore Dr, Cheboygan, MI 49721 Property Records

Cheboygan County property record for 6400 E Shore Dr, Cheboygan, MI 49721

Property Summary

Property Type	Single Family Home
Details	2 ba · 2,208 sqft
Lot Size	2.14 acres (93,218 sqft)
Owner	2 Individual Names on File
Last Sale	$249,900 (Aug 2020)
Tax Bill	$2,477 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Jan 2019 Transfer
Flood Zone	Zone X (minimal risk)
APN	`151-007-102-020-00`

Property Details

APN / Parcel Number

Primary APN	`151-007-102-020-00`

Interior

Full Baths	2 Baths
Building Area	2,208 sqft Building Perimeter
1st Floor Area	1,104 sqft

Exterior

Lot Area	93,218 sqft (2.14 acres)
Garage Area	768 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	6400 E SHORE DR
City	CHEBOYGAN
State	MI
Zip	49721-9446
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT OF GOVT LOT 3, SEC 7, T36N,R1E, DESC AS: COM NW COR GOVT LOT 3, SEC 7, T36N R1E; TH S 87D 35M 30S E ALG N SI SD GOVT LOT
Legal Range	01E
Legal Township	003
Legal Section	07
Legal Lot Number	3,253
Jurisdiction	CHEBOYGAN MI
Township / Civil Division	GRANT
Census Block Group	1
Census Block	1067
Census Tract	960401

Owner

6400 E Shore Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Cheboygan County records, as of June 16, 2026

Owner of Record	2 Individual Names on File
Mailing Address	6400 E SHORE DR, CHEBOYGAN, MI 49721-9446
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 6, 2020	Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER
Jan 18, 2019	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 6, 2020 · Amount on File
Deed Sale	Aug 6, 2020 · Amount on File
Prior Sale	May 11, 2007 · Amount on File
Deed Book / Page	1420 / 139
Prior Transfer Date	Jan 9, 2019
Prior Transfer Doc	1377/504
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Aug 6, 2020
Property Address	6400 E SHORE DR, CHEBOYGAN, MI 49721-9446
Document Number	1420/139
Book / Page	1420 / 139
Instrument Date	Aug 3, 2020
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400 E SHORE DR, CHEBOYGAN, MI 49721-9446

Mortgage

Document Number	1420109
Date	Aug 6, 2020
Instrument	1420/109

Lender

Name	MORTGAGE RESEARCH CENTER

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	353 Months
Due	Jan 1, 2050

January 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CHEBOYGAN MI
Recording Date	Jan 18, 2019
Property Address	6400 E SHORE DR, CHEBOYGAN, MI 49721-9446
Document Number	1377/504
Book / Page	1377 / 504
Instrument Date	Jan 9, 2019
Transaction Type	Transfer
Record Updated	Jun 1, 2021

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6400E E SHORE DR, CHEBOYGAN, MI 49721-9446

Tax Assessment & Valuation

The 2025 property tax bill for 6400 E Shore Dr was $2,477 with a homeowner's exemption, up 3% from the year before.

Source: Cheboygan County assessment roll, as of June 16, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Cheboygan County
County Subdivision	Grant Township
Unified School District	Cheboygan Area Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$195,100 (+11.23%)	$390,200 (+11.23%)
2025	$2,477.00 (+3.04%) Homeowner's exemption	$175,400	$350,800
2024	$2,404.00
2023		$129,900	$259,800
2022	$2,233.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 6400 E Shore Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2026)
Most Recent Claim	Apr 2026 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 6400 E Shore Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 83% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 44 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Presque Isle Connect Fiber	1,000 / 1,000

May also be available: Verizon.

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Shore Dr

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