Brevard County property record for 640 Young St, Melbourne, FL 32935
| Property Type | Single Family Home |
|---|---|
| Details | 2,119 sqft · built 2021 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $450,000 (Feb 2021) |
| Tax Bill | $8,668 (2025) |
| Deeds & Mortgages | Nov 2025 Line of Credit Feb 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-37-21-05-*-5 |
| Primary APN | 27-37-21-05-*-5 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 2,119 sqft Living Area |
| Gross Area | 2,794 sqft |
| 1st Floor Area | 2,119 sqft |
| Year Built | Built 2021 |
|---|---|
| Effective Year Built | Effective 2023 |
| Exterior Material | Stucco |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 7,841 sqft (0.18 acres) |
| Garage Type | Attached |
| Garage Area | 432 sqft |
| Porch | Finished/Open Porch |
| Deck Area | Deck Area |
| Account Number | 2724764 |
|---|---|
| Street Address | 640 YOUNG ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32935-7059 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SNELLS S/D OF LOT 25 HOUSTONS ADD TO EAU GALLIE LOT 5 & E 1/2 OF LOT 6 |
| Legal Range | 37E |
| Legal Township | 27S |
| Legal Section | 21 |
| Legal Subdivision | SNELLS S/D OF LOT 25 HOUSTONS ADD TO EAU |
| Legal Lot Number | 5 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 64201 |
Source: Brevard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 YOUNG ST, MELBOURNE, FL 32935-7059 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 14, 2025 | Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC |
| Feb 19, 2021 | Warranty Deed, Transfer · Conventional Mortgage THE MORTGAGE FIRM INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 19, 2021 · Amount on Record |
| Deed Sale | Feb 19, 2021 · Amount on Record |
| Deed Document Number | 202142603 |
| Deed Book / Page | 9022 / 2817 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 640 YOUNG ST, MELBOURNE, FL 32935-7059 |
| Transaction Type | Mortgage |
| Record Updated | Dec 1, 2025 |
| Name | Verified Name |
|---|---|
| Address | 640 YOUNG ST, MELBOURNE, FL 32935-7059 |
| Document Number | 0104791646 |
|---|---|
| Date | Nov 14, 2025 |
| Book Page | 10479/1646 |
| Instrument | 2025228917 |
| Name | FIGURE LENDING LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHARLOTTE, NC 28202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 3, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BREVARD FL |
| Recording Date | Feb 19, 2021 |
| Property Address | 640 YOUNG ST, MELBOURNE, FL 32935-7059 |
| Document Number | 0090222817 |
| Book / Page | 9022 / 2817 |
| Map Reference | MB 1 PG 69 |
| Instrument Date | Feb 19, 2021 |
| Instrument | 2021042603 |
| Transaction Type | Transfer |
| Record Updated | Jan 16, 2023 |
| Title Company | AURORA TITLE ESCROW/BREVARD IN, AURORA T&E OF BREVARD INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 700 NORTH DR WICKHAM RD209, RD209, MELBOURNE, FL 32934-9286 |
| Name | Verified Name |
|---|---|
| Address | 640 YOUNG ST, MELBOURNE, FL 32935-7059 |
| Document Number | 0090222818 |
|---|---|
| Date | Feb 19, 2021 |
| Instrument | 9022/2818 |
| Name | THE MORTGAGE FIRM INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Municipality | Melbourne City |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $544,530 (+3.66%) | $544,530 (+3.66%) | |
| 2025 | $8,668.00 (+0.86%) Homeowner's exemption | $525,320 (+3.82%) | $525,320 (+3.82%) |
| 2024 | $8,594.00 (+2.3%) | ||
| 2023 | $8,401.00 (+16.44%) | $505,970 (+21.75%) Land $132,000 Building $373,970 | $505,970 (+21.75%) Land $132,000 Building $373,970 |
| 2022 | $7,215.00 | $415,580 Land $118,000 Building $297,580 | $415,580 Land $118,000 Building $297,580 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 44 policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 44 in force |
| Nearby Flood Claims | 14 (1995–2017) |
| Claims Outside the SFHA | 6 of 14 |
| Most Recent Claim | Oct 2017 · Hurricane Irma |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 342 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · Fiber, DSL in parts of the area | 100 / 20 |
May also be available: T-Mobile.
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