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640 Woodbridge Dr, Ormond Beach, FL 32174 Property Records

Flagler County property record for 640 Woodbridge Dr, Ormond Beach, FL 32174 · Last verified January 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,122 sqft · built 2017
Lot Size0.248 acres (10,846 sqft)
Owner2 Individual Names on File
Last Sale$591,700 (Aug 2017)
Tax Bill$12,089 (2025)
Deeds & MortgagesJan 2021 Mortgage
Jul 2019 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN03-13-31-5120-2AF04-0090

Property Details

APN / Parcel Number

Primary APN03-13-31-5120-2AF04-0090

Interior

Bedrooms3 Beds
Full Baths3 Baths
Total Rooms3 Rooms
Stories1 Story
Building Area3,122 sqft Heated Area
Gross Area4,416 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2017
Exterior MaterialStucco
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialTile
Lot Area10,846 sqft (0.248 acres)
DrivewayDriveway
Driveway Area1,054 sqft
Pool Area1,365 sqft
Deck Area768 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address640 WOODBRIDGE DR
CityORMOND BEACH
StateFL
Zip32174-1034
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPLANTATION BAY SEC 2AF, UNIT 4 MB 35 PG 5 LOT 9 OR 1898/1056 OR 1913/1065 OR 2227/1368
Legal Range31E
Legal Township13S
Legal Section03
Legal SubdivisionPLANTATION BAY
Legal Lot Number9
Legal Unit4
JurisdictionFLAGLER FL
Township / Civil DivisionBUNNELL
Census Block Group3
Census Block3006
Census Tract60207

Owner

Source: Flagler County records · APN 03-13-31-5120-2AF04-0090

Assessment roll updated July 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address618 COVER LN, ACCOKEEK, MD 20607-3415
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 19, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jul 02, 2019Deed of Trust, Mortgage · Line of Credit
FIGURE LNDG LLC
Aug 30, 2017Warranty Deed, Transfer · Conventional Mortgage
QUICKEN LNS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleAug 30, 2017 · Amount on Record
Deed SaleAug 30, 2017 · Amount on Record
Deed Document Number2017030831
Deed Book / Page2227 / 1368
Record UpdatedJun 08, 2026

January 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address640 WOODBRIDGE DR, ORMOND BEACH, FL 32174-1034
Transaction TypeMortgage
Record UpdatedDec 23, 2025
Title CompanyAMROCK INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0025160982
DateJan 19, 2021
Book Page2516/982
Instrument2021002388
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2051

July 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLAGLER FL
Property Address640 WOODBRIDGE DR, ORMOND BEACH, FL 32174-1034
Document Number0023680628
Instrument DateJul 02, 2019
Transaction TypeMortgage
Record UpdatedJul 18, 2019
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
Address629 WOODBRIDGE DR ORMOND BEACH FL 321741035, ORMOND BEACH, FL 32174-1035

Mortgage

Document Number0023680628
DateJul 09, 2019
Book Page002368/000628
Instrument25153
Lender
NameFIGURE LNDG LLC
AddressSAN FRANCISCO, CA 94108
Agreement
TypeLine of Credit
AmountAmount Recorded
Term120 Months
DueJul 08, 2029
Interest
Rate TypeAdjustable Rate

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFLAGLER FL
Recording DateAug 30, 2017
Property Address640 WOODBRIDGE DR, ORMOND BEACH, FL 32174-1034
Document Number0022271368
Book / Page002227 / 001368
Instrument DateAug 19, 2017
Instrument30831
Transaction TypeTransfer
Record UpdatedSep 26, 2017
Title CompanySOUTHERN TITLE HOLDINGS COMPANY LLC, SOUTHERN TITLE HOLDINGS CO LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$4,141.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address618 COVER LN ACCOKEEK MD 206073415, ACCOKEEK, MD 20607-3415

Mortgage

Document Number22271369
DateAug 30, 2017
Book Page002227/001369
Instrument30832
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueAug 29, 2047

Tax Assessment & Valuation

Source: Flagler County records · Assessment roll updated July 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateFlorida
CountyFlagler County
Unified School DistrictFlagler County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$12,089.00 (-4.46%)$858,282 (+6.76%) Land $121,500 Building $736,782$858,282 (+6.76%) Land $121,500 Building $736,782
2023$12,654.00 (+8.66%)$803,912 (+4.31%) Land $121,500 Building $682,412$803,912 (+4.31%) Land $121,500 Building $682,412
2022$11,646.00$770,660 Land $121,500 Building $649,160$770,660 Land $121,500 Building $649,160

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Flagler County (12035C), updated March 5, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120350602073, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 140 individual NFIP policies nearby
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies140 in force
Nearby Flood Claims3 (1994–2019)
Claims Outside the SFHA1 of 3
Most Recent ClaimJan 2019, other causes

Wildfire

Wildfire RiskModerate
above 54% of the US · above 25% of Florida
Wildfire LikelihoodAbout 1 in 806 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 133 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
AT&TFiber5,000 / 5,000
SpectrumCable1,000 / 1,000
VerizonFixed Wireless300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

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