Ocean County and Brick Township property record for 640 Winding River Rd, Brick, NJ 08724
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 3,495 sqft · built 1989 |
| Lot Size | 0.459 acres (20,003 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,375,000 (Apr 2025) |
| Tax Bill | $18,747 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-01385-07-00010 |
| Primary APN | 07-01385-07-00010 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 2 Stories |
| Building Area | 3,495 sqft Living Area |
| Gross Area | 5,985 sqft |
| Basement Area | 2,490 sqft |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Colonial |
| Construction Type | Frame |
| Roof Type | Hip |
| Roof Material | Asbestos |
| Lot Area | 20,003 sqft (0.459 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Gas |
| Account Number | 00725318 |
|---|---|
| Street Address | 640 WINDING RIVER RD |
| City | BRICK |
| State | NJ |
| Zip | 08724-5101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | .4592AC |
| Legal Subdivision | SANDBAR POINT FINAL |
| Legal Block | 1385 |
| Legal Lot Number | 10 |
| Jurisdiction | OCEAN NJ |
| Township / Civil Division | BRICK |
| Census Block Group | 2 |
| Census Block | 2001 |
| Census Tract | 713201 |
640 Winding River Rd is owned and occupied by two individuals who bought it in April 2025.
Source: Ocean County and Brick Township records, as of July 7, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 WINDING RIVER RD, BRICK, NJ 08724-5101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | His Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage INVESTORS BANK |
| Feb 7, 2017 | Grant Deed, Transfer · Conventional Mortgage INVESTORS HM MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 9, 2025 · Amount on File |
| Deed Sale | Apr 9, 2025 · Amount on File |
| Prior Sale | Feb 7, 2017 · Amount on File |
| Deed Document Number | 202526244 |
| Deed Book / Page | 19977 / 748 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OCEAN NJ |
| Property Address | 640 WINDING RIVER RD, BRICK, NJ 08724-5101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 18, 2022 |
| Title Company | COUNSELLORS TITLE AGENCY INC |
| Name | Verified Name |
|---|
| Document Number | 0186301218 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 18630/1218 |
| Instrument | 2021119482 |
| Name | INVESTORS BANK |
|---|---|
| Type | Bank |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OCEAN NJ |
| Recording Date | Feb 7, 2017 |
| Property Address | 640 WINDING RIVER RD, BRICK, NJ 08724-5101 |
| Document Number | 0166520932 |
| Book / Page | 016652 / 000932 |
| Instrument Date | Jan 16, 2017 |
| Instrument | 13781 |
| Transaction Type | Transfer |
| Record Updated | Feb 13, 2017 |
| Title Company | TWO RIVERS ABSTRACT COMPANY, TWO RIVERS ABSTRACT CO |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $685.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 WINDING RIVER RD BRICK NJ 087245101, BRICK, NJ 08724-5101 |
| Document Number | 166520936 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 016652/000936 |
| Instrument | 13782 |
| Name | INVESTORS HM MTG |
|---|---|
| Type | Mortgage Company |
| Address | MILLBURN, NJ 07041 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Feb 6, 2047 |
The 2025 property tax bill for 640 Winding River Rd was $18,747, up 5.2% from the year before.
Source: Ocean County and Brick Township assessment roll, as of July 7, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Ocean County |
| County Subdivision | Brick Township |
| Unified School District | Brick Township School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $681,700 (-) Land $420,000 Building $261,700 | $681,700 (-) Land $420,000 Building $261,700 | |
| 2025 | $18,747.00 (+5.17%) | $681,700 Land $420,000 Building $261,700 | $681,700 Land $420,000 Building $261,700 |
| 2024 | $17,826.00 | ||
| 2023 | $681,700 Land $420,000 Building $261,700 | $681,700 Land $420,000 Building $261,700 | |
| 2022 | $16,722.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 640 Winding River Rd in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 19 (1978–2023) |
| Claims Outside the SFHA | 7 of 19 |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Winding River Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.5% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRICK TOWNSHIP MUA serves 81,829 people · EPA ID NJ1506001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 206 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
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