640 Windermere Way, Saint Augustine, FL 32095 Property Records

St. Johns County property record for 640 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2021
Square Footage	2,053 sqft Living Area
Lot Size	6,969 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$374,037 (2021)
Tax Bill	$7,804.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`023723-1420`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Plumbing Fixtures	11 Plumbing Fixtures
Building Area	2,053 sqft Living Area
Gross Area	2,498 sqft Gross Area
1st Floor	1,132 sqft 1st Floor
Stories	2 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Exterior Material	Concrete Exterior
Construction Type	Wood Construction
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,969 sqft (0.16 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	445 sqft Garage
Porch Area	130 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air with Air Conditioning Heating

Location & Zoning

Street Address	640 WINDERMERE WAY
City	SAINT AUGUSTINE
State	FL
Zip	32095-7561
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	100/21-40 BEACON LAKE PHASE 2C LOT 142 OR5393/1579
Legal Range	28E
Legal Township	05S
Legal Section	15
Legal Subdivision	BEACON LAKE PHASE 2C
Legal Phase	2C
Legal Block	1
Legal Lot Number	142
Jurisdiction	ST JOHNS FL
Minor Civil Division	ST. AUGUSTINE
Census Blockgroup	2
Census Block	2031
Census Tract	20904

Owner

Source: St. Johns County records · APN 023723-1420

Assessment roll updated April 13, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7561
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Deed Doc Number	2021112135
Deed Book / Page	5393 / 1579
Record Refreshed	Jun 08, 2026

October 2021: Corporation Deed, Subdivision Related Transfer

Document Type	Corporation Deed
Jurisdiction	ST JOHNS FL
Recording Date	Oct 14, 2021
Property Address	640 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7561
Document Number	0053931579
Book / Page	5393 / 1579
Map Reference	MB 100 PG 21-40
Instrument Date	Oct 08, 2021
Instrument	2021112135
Transaction Type	Subdivision Related Transfer
Record Updated	May 23, 2023
Title Company	GOLDEN DOG TITLE AND TRUST, GOLDEN DOG TITLE & TRUST

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,618.70
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14701 PHILIPS HWY STE 300, 300, JACKSONVILLE, FL 32256-3742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7561

Mortgage

Document Number	0053931581
Date	Oct 14, 2021
Instrument	5393/1581

Lender

Name	JET HOMELOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2051

Tax Assessment & Valuation

Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Florida
County	St. Johns County
Unified School District	St. Johns County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$391,489 (+2.7%)	$427,614 (-1.07%) Land $120,000 Building $307,614
2025	$7,804.00 (+8.19%) Homeowner's exemption	$381,197 (+2.9%)	$432,255 (+1.6%) Land $120,000 Building $312,255
2024	$7,213.00 (+3.16%) Homeowner's exemption	$370,454 (+3%)	$425,439 (+7.25%) Land $120,000 Building $305,439
2023	$6,992.00 (+3.13%) Homeowner's exemption	$359,664 (+3%)	$396,672 (+13.6%) Land $120,000 Building $276,672
2022	$6,780.00 Homeowner's exemption	$349,188	$349,188 Land $95,200 Building $253,988

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Moderate above 69% of the US · above 49% of Florida
Wildfire Likelihood	About 1 in 508 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.