640 Willow St, Belvidere, IL 61008 Property Records

Boone County property record for 640 Willow St, Belvidere, IL 61008

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,056 sqft · built 1955
Lot Size0.2 acres (8,712 sqft)
OwnerIndividual Name on File
Last Sale$62,000 (Feb 1995)
Tax Bill$1,475 (2025)
Flood ZoneZone X (minimal risk)
APN05-25-451-005

Property Details

APN / Parcel Number

Primary APN05-25-451-005
Alternative APN
  • 05-05-25-451-005

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area1,056 sqft Living Area
1st Floor Area1,056 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1996
Architectural StyleRanch
Exterior MaterialWood Siding
Construction TypeFrame
Foundation TypeNo Foundation
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 66 ft wide
Garage Area308 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number05-05-25-451-005
Street Address640 WILLOW ST
CityBELVIDERE
StateIL
Zip61008-3817
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description25-44-3 LT 2 BLK 3 GILMANS 6TH ADD 640 WILLOW ST
Legal SubdivisionGILMANS 6TH ADD
Legal Block3
Legal Lot Number2
JurisdictionBOONE IL
Township / Civil DivisionBELVIDERE
Census Block Group1
Census Block1014
Census Tract10200

Owner

640 Willow St is owned and occupied by an individual who bought it in February 1995.

Source: Boone County records, as of June 30, 2026

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 190, BELVIDERE, IL 61008-0190
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 28, 1995 · Amount on File
Deed SaleFeb 28, 1995 · Amount on File
Deed Document Number1995970
Record UpdatedSep 20, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 640 Willow St was $1,475 with exemptions applied.

Source: Boone County assessment roll, as of June 30, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyBoone County
County SubdivisionBelvidere Township
MunicipalityBelvidere City
Unified School DistrictBelvidere Consolidated Unit School District 100 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,475.00 Homeowner's exemption Senior Citizen's exemption$40,253 (+16.59%) Land $3,844 Building $36,409$120,759 (+16.59%) Land $11,532 Building $109,227
2024$34,525 Land $3,844 Building $30,681$103,575 Land $11,532 Building $92,043
2022$1,731.00$29,521 Land $5,894 Building $23,627$88,563 Land $17,682 Building $70,881

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Willow St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective February 18, 2011

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 Willow St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBELVIDERE
serves 25,339 people · EPA ID IL0070050
Water SourceGroundwater
Last State InspectionJan 2026
Lead2 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Xfinity
Cable
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Willow St

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