640 Whitfield Rd, Freeport, FL 32439 Property Records

Walton County property record for 640 Whitfield Rd, Freeport, FL 32439

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,066 sqft · built 2009
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on File
Last Sale	$15,000 (Mar 2008)
Tax Bill	$1,237 (2024)
Flood Zone	Zone X (moderate risk)
APN	`13-1S-20-32000-012-0000`

Property Details

APN / Parcel Number

Primary APN	`13-1S-20-32000-012-0000`
Alternative APN	`1018421`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,066 sqft Living Area
Gross Area	4,854 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	2 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 2009
Exterior Material	Fiber Cement Siding
Roof Type	Cathedral/Clerestory
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Garage Area	888 sqft

Exterior Amenities

Porch	Porch
Porch Area	1,810 sqft
Patio Area	300 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	1018421
Street Address	640 WHITFIELD RD
City	FREEPORT
State	FL
Zip	32439-2419
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	COM NW COR SW1/4 OF NW1/4 RUN E 1320 FT, S 6 DEG 00 MIN W 293 FT TO BEG, S 6 DEG 00 MIN W 245 FT, E 353 FT, N-LY ALONG
Legal Range	20W
Legal Township	01S
Legal Section	13
Legal Subdivision	ACREAGE & UNREC
Legal Block	12
Jurisdiction	WALTON FL
Township / Civil Division	FREEPORT
Census Block Group	3
Census Block	3003
Census Tract	950502

Owner

Source: Walton County records · APN 13-1S-20-32000-012-0000

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	640 WHITFIELD RD, FREEPORT, FL 32439-2419
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 13, 2008 · Amount on Record
Deed Sale	Mar 13, 2008 · Amount on Record
Prior Sale	Jul 02, 2004 · Amount on Record
Deed Document Number	1031529
Record Updated	Jun 08, 2026

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$255,249 (-4.84%) Land $18,969 Building $236,280	$255,249 (-4.84%) Land $18,969 Building $236,280
2024	$1,237.00 (+4.04%)
2023	$1,189.00 (-12.06%) Homeowner's exemption	$268,243 (+0.28%) Land $18,969 Building $249,274	$268,243 (+0.28%) Land $18,969 Building $249,274
2022	$1,352.00 Homeowner's exemption	$267,483 Land $21,056 Building $246,427	$267,483 Land $21,056 Building $246,427

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of June 18, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 57 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	57 in force
Nearby Flood Claims	115 (1994–2020)
Claims Outside the SFHA	38 of 115
Most Recent Claim	Sep 2020 · Hurricane Sally
Claims by Event	Hurricane Sally, Sep 2020 · 17 claims Hurricane Frances, Sep 2004 · 44 claims Hurricane Opal, Oct 1995 · 27 claims

Wildfire

Wildfire Risk	Moderate above 66% of the US · above 43% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 35

May also be available: Wildstar Networks.

Based on FCC filings for 24 locations within half a mile of this property.

Cell Coverage

5G (outdoors only) and 4G LTE

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	NORTH BAY WATER SYSTEM serves 3,171 people
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.