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640 Western Ave, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 640 Western Ave, Gloucester, MA 01930 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,150 sqft · built 1966
Lot Size0.231 acres (10,080 sqft)
OwnerIndividual Name on File
Last Sale$625,000 (Sep 2021)
Tax Bill$5,683 (2025)
Deeds & MortgagesSep 2021 Sale
Jun 2020 Refinance
Flood ZoneZone X (minimal risk)
APNGLOU M:0194 B:0080 L:0000

Property Details

APN / Parcel Number

Primary APNGLOU M:0194 B:0080 L:0000

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,150 sqft Living Area
Gross Area2,407 sqft
1st Floor Area1,150 sqft
Basement Area825 sqft
Unfinished Basement825 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleSplit Level
Exterior MaterialAluminum/Vinyl
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,080 sqft (0.231 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemBaseboard
Heating FuelElectric

Location & Zoning

Street Address640 WESTERN AVE
CityGLOUCESTER
StateMA
Zip01930-5120
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Block80
JurisdictionGLOUCESTER MA
Township / Civil DivisionGLOUCESTER
Census Block Group2
Census Block2009
Census Tract221901

Owner

Source: Essex County and Gloucester City records · APN GLOU M:0194 B:0080 L:0000

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address640 WESTERN AVE, GLOUCESTER, MA 01930-5120
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 22, 2021Quit Claim Deed, Transfer
Jun 18, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
LEADER BANK NA

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 22, 2021 · Amount on Record
Deed SaleSep 22, 2021 · Amount on Record
Prior SaleFeb 25, 2016 · Amount on Record
Deed Book / Page40304 / 162
Transfer Doc2797000075
Record UpdatedSep 20, 2026

September 2021: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionGLOUCESTER MA
Recording DateSep 22, 2021
Property Address640 WESTERN AVE, GLOUCESTER, MA 01930-5120
Document Number040304-162
Book / Page40304 / 162
Instrument DateSep 15, 2021
Instrument20210922004580
Transaction TypeTransfer
Record UpdatedJan 26, 2026

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 WESTERN AVE, GLOUCESTER, MA 01930-5120

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGLOUCESTER MA
Property Address640 WESTERN AVE, GLOUCESTER, MA 01930-5120
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number38626-219
DateJun 18, 2020
Book Page38626/219
Instrument20200618004020
Lender
NameLEADER BANK NA
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded
Term361 Months
DueJul 01, 2050

Tax Assessment & Valuation

Source: Essex County and Gloucester City records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
MunicipalityGloucester City
Unified School DistrictGloucester School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$5,683.00 (+3.74%)$584,700 (+3.85%) Land $184,600 Building $400,100
2024$5,478.00 (-2.35%)$563,000 (+6.29%) Land $175,700 Building $387,300$654,265
2023$5,610.00$529,700 Land $156,900 Building $372,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 250092219012, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies2 in force
Nearby Flood Claims33 (1978–2018)
Claims Outside the SFHA17 of 33
Most Recent ClaimMar 2018, tidal / storm surge, Severe Winter Storm And Flooding
Claims By Storm
  • Severe Storms And Flooding, Mar 2010 · 5 claims
  • Coastal Storm, Oct 1991 · 8 claims
  • Coastal Storms, Flood, Ice & Snow, Feb 1978 · 5 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 179 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
XfinityCable2,000 / 250
VerizonFixed Wireless300 / 20
T-Mobile USAFixed Wireless100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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