Clay County property record for 640 Waverly Rd, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 4,032 sqft · built 1979 |
| Lot Size | 5.92 acres (257,875 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,580 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 092B 23A 0240000 |
| Primary APN | 092B 23A 0240000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,032 sqft Finished Area |
| 1st Floor Area | 2,277 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Combination |
| Roof Type | Gable |
| Roof Material | Metal |
| Lot Area | 257,875 sqft (5.92 acres) |
| Utility Building | 288 sqft |
| Total Buildings | 2 Buildings |
| Street Address | 640 WAVERLY RD |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S 23 T 17 R 06 5.9 AC IN N 1/2 SE 1/4 N OF RR DB 141/690 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 23 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 2 |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 950500 |
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | PO BOX 1234, WEST POINT, MS 39773-1234 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 640 WAVERLY RD, WEST POINT, MS 39773 |
| Transaction Type | Mortgage |
| Record Updated | Nov 22, 2023 |
| Name | Verified Name |
|---|---|
| Address | 640 WAVERLY RD, WEST POINT, MS 39773 |
| Document Number | 0LM557/786 |
|---|---|
| Date | Oct 20, 2023 |
| Book Page | LM 557/786 |
| Instrument | 2023005503 |
| Name | TRIANGLE FCU |
|---|---|
| Type | Credit Union |
| Address | COLUMBUS, MS 39710 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 85 Months |
| Due | Nov 1, 2030 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,580.00 (-60.14%) Additional exemption filed | $35,218 (-) Land $4,159 Building $31,059 | $333,036 (-) Land $41,589 Building $291,447 |
| 2024 | $35,218 (+3.63%) Land $4,159 Building $31,059 | $333,036 (+2.53%) Land $41,589 Building $291,447 | |
| 2023 | $3,964.00 (+1.1%) Additional exemption filed | $33,986 Land $4,159 Building $29,827 | $324,827 Land $41,589 Building $283,238 |
| 2022 | $3,921.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| C Spire Wireless Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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