Lorain County property record for 640 Washington St, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,709 sqft · built 1960 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $160,000 (Jul 2024) |
| Tax Bill | $3,310 (2025) |
| Deeds & Mortgages | Jun 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-022-109-013 |
| Primary APN | 05-00-022-109-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,709 sqft Living Area |
| 1st Floor Area | 1,709 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 30,492 sqft (0.7 acres) |
| Lot Dimensions | 180 ft deep x 170 ft wide |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 108 sqft |
| Patio Area | 30 sqft |
| Canopy | 108 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 640 WASHINGTON ST |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-1556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WASHINGTON PK 107.33 X 180 |
| Legal Subdivision | WASHINGTON PK FRNT |
| Legal Block | 109 |
| Legal Lot Number | 48 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 50200 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 640 WASHINGTON ST, AMHERST, OH 44001-1556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 22, 2024 · Amount on Record |
| Deed Sale | Jul 22, 2024 · Amount on Record |
| Deed Document Number | 2024003769 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 640 WASHINGTON ST, AMHERST, OH 44001-1556 |
| Transaction Type | Mortgage |
| Record Updated | Jul 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 20210825763 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2021-0825763 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 7, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| Municipality | Amherst City |
| County | Lorain County |
| Unified School District | Amherst Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,310.00 | $76,820 (+0.01%) Land $25,390 Building $51,430 | $219,470 (-) Land $72,540 Building $146,930 |
| 2024 | $3,310.00 (+31.51%) | $76,815 (+24.46%) Land $25,389 Building $51,426 | $219,470 (+24.46%) Land $72,540 Building $146,930 |
| 2023 | $2,517.00 (+3.5%) | $61,720 (-) Land $24,588 Building $37,132 | $176,340 (-) Land $70,250 Building $106,090 |
| 2022 | $2,432.00 | $61,720 Land $24,590 Building $37,130 | |
| 2021 | $176,340 Land $70,250 Building $106,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 12 (1979–2014) |
| Claims Outside the SFHA | 2 of 12 |
| Most Recent Claim | Jun 2014 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 85% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 261 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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