640 Walnut Dr, Jacksonville, NC 28540 Property Records

Onslow County property record for 640 Walnut Dr, Jacksonville, NC 28540

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,192 sqft · built 2024
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Trust Names on File
Last Sale	$199,500 (May 2024)
Tax Bill	$1,206 (2026)
Deeds & Mortgages	Dec 2025 Transfer May 2024 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`314-76`

Property Details

APN / Parcel Number

Primary APN	`314-76`
Alternative APNs	`0491637000` `487145000` `490010220` `490027570` `044830`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,192 sqft Living Area

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Aluminum/Vinyl
Lot Area	10,454 sqft (0.24 acres)
Lot Dimensions	110 ft deep x 95 ft wide

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	490027570
Street Address	640 WALNUT DR
City	JACKSONVILLE
State	NC
Zip	28540-9076
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	L39 KENWOOD EXT 894/092 09/20/88
Legal Subdivision	KENWOOD EXTEN SH 1 OF 2
Legal Lot Number	39
Jurisdiction	ONSLOW NC
Township / Civil Division	JACKSONVILLE
Census Block Group	2
Census Block	2000
Census Tract	304

Owner

640 Walnut Dr is owner-occupied and held in a trust since December 2025.

Source: Onslow County records, as of October 13, 2026

Owner of Record	2 Trust Names on File
Mailing Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 17, 2025	Quit Claim Deed, Transfer Quitclaim
May 1, 2024	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Jul 22, 2022	Warranty Deed, Transfer
Jan 6, 2023	Warranty Deed, Transfer
Feb 21, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2024 · Amount on File
Deed Sale	May 1, 2024 · Amount on File
Prior Sale	Nov 20, 2000 · Amount on File
Deed Book / Page	6141 / 637
Last Transfer Date	Dec 16, 2025
Transfer Doc	0064950081
Record Updated	Oct 29, 2026

December 2025: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Dec 17, 2025
Property Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076
Document Number	0064950081
Book / Page	6495 / 81
Map Reference	MB 23 PG 75&76
Instrument Date	Dec 16, 2025
Transaction Type	Transfer
Record Updated	Jan 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1514 SHIPSVIEW RD, ANNAPOLIS, MD 21409-5740

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	May 1, 2024
Property Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076
Document Number	0061410637
Book / Page	6141 / 637
Map Reference	MB 23 PG 75&76
Instrument Date	Apr 5, 2024
Transaction Type	Transfer
Record Updated	May 15, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$399.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076

Mortgage

Document Number	0006141640
Date	May 1, 2024
Instrument	6141-640

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2054

Interest

Rate Type	Adjustable Rate
Rate	6.25%
Adjustable	Adjustable Rate Rider
Type Change Date	May 1, 2029
Change Frequency	5 Years
Min Rate At Change	4.25%
Max Rate At Change	9.25%
Index	FHLBNY's 5-Year Index
Max Rate	12.2%

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jul 22, 2022
Property Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076
Document Number	0058020072
Book / Page	5802 / 72
Map Reference	MB 23 PG 75&76
Instrument Date	Jul 5, 2022
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Tax	$75.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	525 SONOMA RD, JACKSONVILLE, NC 28546-8446

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ONSLOW NC
Recording Date	Jan 6, 2023
Property Address	640 WALNUT DR, JACKSONVILLE, NC 28540-9076
Document Number	0058960751
Book / Page	5896 / 751
Map Reference	MB 23 PG 75-76
Instrument Date	Dec 30, 2020
Transaction Type	Transfer
Record Updated	Oct 24, 2023

Transaction

Amount	Amount on Record
Tax	$42.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	525 SONOMA RD, JACKSONVILLE, NC 28546-8446

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 GULDIN RD, JACKSONVILLE, NC 28540-8675

February 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ONSLOW NC
Recording Date	Feb 21, 2018
Property Address	WALNUT DR, JACKSONVILLE, NC 28540
Document Number	0047400028
Book / Page	004740 / 000028
Instrument Date	Feb 21, 2018
Transaction Type	Transfer
Record Updated	Feb 27, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	284 RHODESTOWN RD JACKSONVILLE NC 285408500, JACKSONVILLE, NC 28540-8500

Tax Assessment & Valuation

The 2026 property tax bill for 640 Walnut Dr was $1,206.

Source: Onslow County assessment roll, as of October 13, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Onslow County
Unified School District	Onslow County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,206.00	$259,293 (+40.75%) Land $50,000 Building $209,293	$259,293 (+40.75%) Land $50,000 Building $209,293
2025	$1,206.00	$184,222 Land $32,000 Building $152,222	$184,222 Land $32,000 Building $152,222
2023	$52.00	$8,000 Land $8,000	$8,000 Land $8,000

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 640 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 12, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2018)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Sep 2018 · Hurricane Florence
Claims by Event	Hurricane Florence, Sep 2018 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Walnut Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 72% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONSLOW WTR AND SEWER AUTHORITY serves 156,755 people · EPA ID NC0467035
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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