640 Walnut Dr, Euclid, OH 44132 Property Records

Cuyahoga County property record for 640 Walnut Dr, Euclid, OH 44132

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,401 sqft · built 1955
Lot Size	0.184 acres (8,050 sqft)
Owner	Owner Name on File
Last Sale	$90,000 (Aug 1999)
Tax Bill	$2,798 (2025)
Deeds & Mortgages	Oct 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`645-40-051`

Property Details

APN / Parcel Number

Primary APN	`645-40-051`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,401 sqft Living Area
1st Floor Area	1,401 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1964
Architectural Style	Ranch
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Asphalt
Lot Area	8,050 sqft (0.184 acres)
Lot Dimensions	115 ft deep x 65.7 ft wide
Garage Type	Attached
Garage Area	220 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Sewer	Storm Sewer
Water Source	Commercial

Location & Zoning

Street Address	640 WALNUT DR
City	EUCLID
State	OH
Zip	44132-2145
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	U1
Legal Description	TR 20 LAKD-ADD 0239 ALL MB645 PG40 MB00000 PG0000
Legal Subdivision	LAKD-ADD
Legal Tract	20
Legal Lot Number	239
Jurisdiction	CUYAHOGA OH
Township / Civil Division	EUCLID
Census Block Group	4
Census Block	4010
Census Tract	152303

Owner

The current owner of 640 Walnut Dr bought it in August 1999.

Source: Cuyahoga County records, as of March 20, 2026

Owner of Record	Owner Name on File
Mailing Address	640 WALNUT DR, EUCLID, OH 44132-2145
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 2, 1999 · Amount on File
Deed Sale	Aug 2, 1999 · Amount on File
Deed Document Number	0008020211
Record Updated	Jun 8, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CUYAHOGA OH
Property Address	640 WALNUT DR, EUCLID, OH 44132-2145
Transaction Type	Mortgage
Record Updated	Nov 16, 2021
Title Company	THIRD CAPITAL TITLE NEO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000792
Date	Oct 13, 2021
Instrument	202110130792

Lender

Name	THIRD FSLA OF CLEVELAND
Type	Bank
Address	CLEVELAND, OH 44105

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

The 2025 property tax bill for 640 Walnut Dr was $2,798 with exemptions applied, up 0.3% from the year before.

Source: Cuyahoga County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Cuyahoga County
Municipality	Euclid City
Unified School District	Euclid City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,798.00 (+0.25%) Homeowner's exemption Senior Citizen's exemption	$52,820 (-) Land $10,050 Building $42,770
2024	$2,791.00 (+4.45%) Homeowner's exemption Senior Citizen's exemption	$52,820 (+32.81%) Land $10,050 Building $42,770	$150,900 Land $28,700 Building $122,200
2023	$2,672.00 (+1.02%) Homeowner's exemption Senior Citizen's exemption	$39,770 (-) Land $8,860 Building $30,910
2022	$2,645.00 Homeowner's exemption Senior Citizen's exemption	$39,770 Land $8,860 Building $30,910
2021			$113,600 Land $25,300 Building $88,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 640 Walnut Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective December 16, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2017)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 640 Walnut Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND PUBLIC WATER SYSTEM serves 1,308,955 people · EPA ID OH1801212
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 468 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20