Colbert County property record for 640 Walnut Dr, Cherokee, AL 35616
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,447 sqft · built 1964 |
| Lot Size | 0.344 acres (14,985 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $75,800 (Jul 2019) |
| Tax Bill | $677 (2026) |
| Deeds & Mortgages | Jan 2026 Mortgage Nov 2022 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-07-35-1-002-027.001 |
| Primary APN | 05-07-35-1-002-027.001 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Plumbing Fixtures | 30 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,447 sqft Adjusted Area |
| Gross Area | 1,305 sqft |
| 1st Floor Area | 1,305 sqft |
| Flooring | Hardwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Combination |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 14,985 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 37936 |
|---|---|
| Street Address | 640 WALNUT DR |
| City | CHEROKEE |
| State | AL |
| Zip | 35616-7239 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 8 BLK 2 RUTLAND ESTATES 100 X 150 /DB 2019 PG 20240-20241 |
| Legal Range | 14W |
| Legal Township | 03S |
| Legal Section | 35 |
| Legal Subdivision | RUTLAND ESTATES /4-77 |
| Legal Block | 2 |
| Legal Lot Number | 8 |
| Jurisdiction | COLBERT AL |
| Township / Civil Division | CHEROKEE |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 21000 |
Source: Colbert County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 14, 2026 | Deed of Trust, Mortgage · Conventional Mortgage MILEND INC |
| Nov 2, 2022 | Deed of Trust, Mortgage · Conventional Mortgage LISTERHILL CU |
| Jul 23, 2019 | Warranty Deed, Transfer · Conventional Mortgage TRUSTMARK NATIONAL BANK |
| Jan 10, 2017 | Personal Representative Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 23, 2019 · Amount on Record |
| Deed Sale | Jul 23, 2019 · Amount on Record |
| Deed Document Number | 201920240 |
| Deed Book / Page | 2019 / 20240 |
| Prior Transfer Date | Jan 10, 2017 |
| Prior Transfer Doc | 002017/765 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2026 |
| Name | Verified Name |
|---|
| Document Number | 002026/948 |
|---|---|
| Date | Jan 14, 2026 |
| Book Page | 2026/948 |
| Instrument | 202600948 |
| Name | MILEND INC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COLBERT AL |
| Property Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2022/35568 |
|---|---|
| Date | Nov 2, 2022 |
| Book Page | 2022/35568 |
| Instrument | 202235568 |
| Name | LISTERHILL CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 12, 2052 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Jul 23, 2019 |
| Property Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Document Number | 2019/20240 |
| Book / Page | 2019 / 20240 |
| Instrument Date | Jul 19, 2019 |
| Instrument | 201920240 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2023 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount from Assessment |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Document Number | 2019/20243 |
|---|---|
| Date | Jul 23, 2019 |
| Book Page | 2019/20243 |
| Instrument | 201920243 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Personal Representative Deed |
|---|---|
| Jurisdiction | COLBERT AL |
| Recording Date | Jan 10, 2017 |
| Property Address | 640 WALNUT DR, CHEROKEE, AL 35616-7239 |
| Document Number | 002017/765 |
| Book / Page | 2017 / 765 |
| Instrument Date | Jan 10, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 WALNUT DR, 640, CHEROKEE, AL 35616-7239 |
| Name | Verified Name |
|---|---|
| Address | 701 OLD LEE HWY, TUSCUMBIA, AL 35674-3545 |
Source: Colbert County assessment roll, as of December 11, 2025
| Type | Name |
|---|---|
| State | Alabama |
| County | Colbert County |
| Municipality | Cherokee Town |
| Unified School District | Colbert County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $677.00 (+68.41%) | ||
| 2025 | $402.00 (+3.34%) | $10,080 (+3.92%) Land $340 Building $9,740 | $100,800 (+3.92%) Land $3,400 Building $97,400 |
| 2024 | $389.00 (+4.01%) | $9,700 (+4.53%) Land $280 Building $9,420 | $97,000 (+4.64%) Land $2,800 Building $94,200 |
| 2023 | $374.00 (+8.72%) | $9,280 (+10.21%) | $92,700 (+9.99%) Land $2,600 Building $90,100 |
| 2022 | $344.00 | $8,420 | $84,280 Land $2,400 Building $81,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 28, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2024) |
| Most Recent Claim | Feb 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 91% of Alabama |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHEROKEE WATER & GAS DEPARTMENT serves 1,992 people · EPA ID AL0000311 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 62 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| TEC Fiber | 1,000 / 1,000 |
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