640 W Palm Dr, Placentia, CA 92870 Property Records

Orange County property record for 640 W Palm Dr, Placentia, CA 92870

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,114 sqft · built 1978
Lot Size	0.083 acres (3,600 sqft)
Owner	2 Trust Names on File
Last Sale	$616,500 (Mar 2017)
Tax Bill	$8,452 (2025)
Deeds & Mortgages	Jul 2020 Mortgage Oct 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`337-241-45`

Property Details

APN / Parcel Number

Primary APN	`337-241-45`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,114 sqft Living Area
Gross Area	2,574 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	3,600 sqft (0.083 acres)
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	640 W PALM DR
City	PLACENTIA
State	CA
Zip	92870-2327
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N TR 9940 BLK LOT 45
Legal Subdivision	TRACT 9940
Legal Tract	9940
Legal Lot Number	45
Jurisdiction	ORANGE CA
Township / Civil Division	ANAHEIM-SANTA ANA-GARDEN GROVE
Census Block Group	3
Census Block	3005
Census Tract	11708

Owner

640 W Palm Dr is owner-occupied and held in a trust since March 2017.

Source: Orange County records, as of August 4, 2026

Owner of Record	2 Trust Names on File
Mailing Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2020	Deed of Trust, Mortgage · Conventional Mortgage PARKSIDE LNDG
Oct 8, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Dec 26, 2017	Quit Claim Deed, Transfer Quitclaim
Mar 1, 2017	Affidavit of Death, Transfer PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC
Mar 1, 2017	Grant Deed, Transfer · Conventional with PMI PARKSIDE LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 1, 2017 · Amount on File
Deed Sale	Mar 1, 2017 · Amount on File
Prior Sale	Feb 4, 2002 · Amount on File
Deed Document Number	201786288
Prior Transfer Date	Feb 17, 1997
Prior Transfer Doc	0000088262
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ORANGE CA
Property Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Document Number	0000376316
Instrument Date	Jul 29, 2020
Transaction Type	Mortgage
Record Updated	Aug 18, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 W PALM DR PLACENTIA CA 928702327, PLACENTIA, CA 92870-2327

Mortgage

Document Number	0000376316
Date	Aug 3, 2020
Instrument	376316

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94102

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 2, 2040

October 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ORANGE CA
Recording Date	Oct 8, 2019
Property Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Document Number	0000391382
Map Reference	MB 439 PG 23&24
Instrument Date	Oct 2, 2019
Instrument	2019000391382
Transaction Type	Transfer
Record Updated	Sep 14, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	640 W PALM DR, PLACENTIA, CA 92870-2327

Mortgage

Document Number	0000391383
Date	Oct 8, 2019
Instrument	2019000391383

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ORANGE CA
Recording Date	Dec 26, 2017
Property Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Document Number	0000556334
Instrument Date	Dec 26, 2017
Instrument	556334
Transaction Type	Transfer
Record Updated	Jan 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	640 W PALM DR PLACENTIA CA 928702327, PLACENTIA, CA 92870-2327

March 2017: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2017
Property Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Document Number	0000086287
Instrument Date	Jan 24, 2017
Instrument	86287
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	PROMINENT ESCROW SERVICES INC, PROMINENT ESCROW SVCS INC

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2945 HADDONFIELD LOOP FULLERTON CA 928312209, FULLERTON, CA 92831-2209

March 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	ORANGE CA
Recording Date	Mar 1, 2017
Property Address	640 W PALM DR, PLACENTIA, CA 92870-2327
Document Number	0000086288
Instrument Date	Jan 23, 2017
Instrument	86288
Transaction Type	Transfer
Record Updated	Mar 8, 2017
Title Company	TITLE 365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$678.15
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	640 W PALM DR PLACENTIA CA 928702327, PLACENTIA, CA 92870-2327

Mortgage

Document Number	86289
Date	Mar 1, 2017
Instrument	86289

Lender

Name	PARKSIDE LNDG
Address	SAN FRANCISCO, CA 94103

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Feb 28, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 W Palm Dr was $8,452 with a homeowner's exemption.

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

Type	Name
State	California
County	Orange County
Municipality	Placentia City
Unified School District	Placentia-Yorba Linda Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$729,807 (+2%) Land $548,867 Building $180,940
2025	$8,452.00 Homeowner's exemption	$715,498 Land $538,105 Building $177,393
2023	$8,068.00 (+1.37%) Homeowner's exemption	$687,715 Land $517,210 Building $170,505
2022	$7,959.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 W Palm Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 27, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 640 W Palm Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WC - PLACENTIA/YORBA LINDA private · serves 50,804 people · EPA ID CA3010035
Water Source	Purchased surface water from several systems
Last State Inspection	Oct 2022
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 486 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GigabitNow Fiber	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cosmo Network Solutions Fixed Wireless	350 / 150
AT&T Fixed Wireless · DSL · Fiber in parts of the area	100 / 20

May also be available: Cityside Fiber, GeoLinks, T-Mobile, Verizon.

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