640 W Main Rd, Little Compton, RI 02837 Property Records

Little Compton Town property record for 640 W Main Rd, Little Compton, RI 02837

Property Summary

Property TypeSingle Family Home
Details3 bd · 4 ba · 3,838 sqft · built 2002
Lot Size1.96 acres (85,378 sqft)
Owner2 Individual Names on File
Last Sale$1,100,000 (Jun 2015)
Tax Bill$8,878 (2025)
Deeds & MortgagesJun 2018 Mortgage
Nov 2020 Refinance
Flood ZoneZone X (minimal risk)
APN6-0694-00

Property Details

APN / Parcel Number

Primary APN6-0694-00
Alternative APNs
  • LCOM M:16 L:10
  • M:016 L:0010

Interior

Bedrooms3 Beds
Full Baths4 Baths
Half Baths2 Half Baths
Total Rooms8 Rooms
Stories2 Stories
Building Area3,838 sqft Living Area
Gross Area9,025 sqft
1st Floor Area2,454 sqft
Basement Area2,074 sqft
Unfinished Basement2,074 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Architectural StyleColonial
Exterior MaterialWood Siding
Roof TypeGable
Roof MaterialWood Shingle
Lot Area85,378 sqft (1.96 acres)
Pool TypeSpa / Hot Tub (No Pool)

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelOil

Location & Zoning

Account Number6-0694-00
Street Address640 W MAIN RD
CityLITTLE COMPTON
StateRI
Zip02837-1124
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Lot Number10
JurisdictionLITTLE COMPTON RI
Township / Civil DivisionLITTLE COMPTON
Census Block Group1
Census Block1051
Census Tract41400

Owner

640 W Main Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Little Compton Town records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address640 W MAIN RD, LITTLE COMPTON, RI 02837-1124
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 8, 2018Deed of Trust, Mortgage
BANK RHODE ISLAND
Nov 12, 2020Deed of Trust, Mortgage · Stand-Alone Refinance
PENNYMAC LOAN SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 12, 2015 · Amount on File
Deed SaleJun 12, 2015 · Amount on File
Prior SaleJun 22, 1999 · Amount on File
Deed Book / Page284 / 258
Record UpdatedOct 29, 2026

June 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLITTLE COMPTON RI
Property Address640 W MAIN RD, LITTLE COMPTON, RI 02837-1124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number321-24
DateJun 8, 2018
Book Page321/24
Lender
NameBANK RHODE ISLAND
TypeBank
Agreement
AmountAmount on Record

November 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLITTLE COMPTON RI
Property Address640 W MAIN RD, LITTLE COMPTON, RI 02837-1124
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number355-114
DateNov 12, 2020
Book Page355/114
Instrument1162
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueDec 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 640 W Main Rd was $8,878.

Source: Little Compton Town assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateRhode Island
County SubdivisionLittle Compton Town
Elementary School DistrictLittle Compton School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$8,878.00$1,853,400 Land $716,300 Building $1,137,100$2,913,134
2023$7,894.00$1,591,500 Land $621,800 Building $969,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 W Main Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 80 policies
Nearby Flood Policies80 in force
Nearby Flood Claims19 (1985–2026)
Claims Outside the SFHA4 of 19
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Hurricane Sandy, Oct 2012 · 3 claims
  • Hurricane Bob, Aug 1991 · 12 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 W Main Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 62% of Rhode Island
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 27 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Starlink
Satellite
280 / 30

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on W Main Rd

Nearby Streets

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