640 W Howard St, Pasadena, CA 91103 Property Records

Los Angeles County property record for 640 W Howard St, Pasadena, CA 91103

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 720 sqft · built 1924
Lot Size	0.215 acres (9,375 sqft)
Owner	2 Individual Names on File
Last Sale	$360,500 (Jul 2018)
Tax Bill	$7,157 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Jul 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`5702-012-038`

Property Details

APN / Parcel Number

Primary APN	`5702-012-038`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Total Rooms	3 Rooms
Stories	1 Story
Building Area	720 sqft Living Area

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1930
Architectural Style	Conventional
Exterior Material	Stucco
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	9,375 sqft (0.215 acres)
Lot Dimensions	187 ft deep x 50 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	640 W HOWARD ST
City	PASADENA
State	CA
Zip	91103-2047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PSR6
Legal Description	CHARTERIS TRACT LOT 3
Legal Subdivision	CHARTERIS TRACT
Legal Block	5
Legal Lot Number	3
Jurisdiction	LOS ANGELES CA
Township / Civil Division	PASADENA
Census Block Group	5
Census Block	5002
Census Tract	460900

Owner

Source: Los Angeles County assessment roll, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 W HOWARD ST, PASADENA, CA 91103-2047
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage CALCULATED RISK ANALYTICS LLC
Jul 26, 2018	Grant Deed, Transfer · Conventional with PMI EXCELERATE CAP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 26, 2018 · Amount on Record
Deed Sale	Jul 26, 2018 · Amount on Record
Deed Document Number	2018748408
Prior Transfer Date	Apr 20, 2007
Prior Transfer Doc	0001177996
Record Updated	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOS ANGELES CA
Property Address	640 W HOWARD ST, PASADENA, CA 91103-2047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PACIFIC COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 W HOWARD ST, PASADENA, CA 91103-2047

Mortgage

Document Number	0001245260
Date	Oct 8, 2020
Instrument	20-1245260

Lender

Name	CALCULATED RISK ANALYTICS LLC
Type	Non-Lending Institution
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2050

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	LOS ANGELES CA
Recording Date	Jul 26, 2018
Property Address	640 W HOWARD ST, PASADENA, CA 91103-2047
Document Number	0000748408
Instrument Date	Jun 12, 2018
Instrument	748408
Transaction Type	Transfer
Record Updated	Aug 1, 2018
Title Company	PACIFIC COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$396.55
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	640 W HOWARD ST PASADENA CA 911032047, PASADENA, CA 91103-2047

Mortgage

Document Number	748409
Date	Jul 26, 2018
Instrument	748409

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jul 25, 2048

Tax Assessment & Valuation

Source: Los Angeles County assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	California
County	Los Angeles County
Municipality	Pasadena City
Unified School District	Pasadena Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,157.00 (+6.88%)	$577,610 (+4.04%) Land $501,981 Building $75,629
2023	$6,696.00 (+3.49%)	$555,184 Land $482,490 Building $72,694
2022	$6,470.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 96% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASADENA WATER AND POWER serves 165,448 people · EPA ID CA1910124
Water Source	Purchased surface water from several systems
Last State Inspection	Mar 2023
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 507 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile USA Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: California Internet, Verizon.

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