Lincoln County property record for 640 W Congress St, Brookhaven, MS 39601
| Property Type | Retail Stores (Personal Services, Photography, Travel) |
|---|---|
| Details | 2,472 sqft · built 1960 |
| Lot Size | 0.279 acres (12,150 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,809 (2025) |
| Deeds & Mortgages | Sep 2022 Mortgage Sep 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | B77-12-4-090 |
| Primary APN | B77-12-4-090 |
|---|---|
| Alternative APNs |
|
| Building Area | 2,472 sqft Adjusted Area |
|---|---|
| Gross Area | 2,324 sqft |
| 1st Floor Area | 2,324 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Paneling |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Construction Type | Wood |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 12,150 sqft (0.279 acres) |
| Lot Dimensions | 150 ft deep x 81 ft wide |
| Total Buildings | 2 Buildings |
| Heating System | Gravity Furnace |
|---|
| Account Number | 16386 |
|---|---|
| Street Address | 640 W CONGRESS ST |
| City | BROOKHAVEN |
| State | MS |
| Zip | 39601-2758 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Retail Stores (Personal Services, Photography, Travel) |
| Legal Description | LOT 1 DB 722-544 DB 657-116 LINTON SUB 0068 |
| Legal Range | 07 |
| Legal Township | 07 |
| Legal Section | 12 |
| Legal Subdivision | LINTON |
| Legal Lot Number | 1 |
| Jurisdiction | LINCOLN MS |
| Township / Civil Division | 4 |
| Census Block Group | 4 |
| Census Block | 4025 |
| Census Tract | 950500 |
Source: Lincoln County records, as of February 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 423 DELAWARE AVE, MCCOMB, MS 39648-4020 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage BANKPLUS FSB |
| Sep 19, 2022 | Quit Claim Deed, Transfer · Conventional Mortgage BANKPLUS FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 31, 2022 |
| Deed Sale | Aug 31, 2022 |
| Prior Sale | Jul 23, 2007 |
| Deed Document Number | 20224306 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Sep 20, 2022 |
| Property Address | 640 W CONGRESS ST, BROOKHAVEN, MS 39601-2758 |
| Document Number | 0020224631 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 20224631 |
| Transaction Type | Transfer |
| Record Updated | Apr 3, 2026 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1991 NORMAN TRL NW, BROOKHAVEN, MS 39601-9412 |
| Name | Verified Name |
|---|---|
| Address | 304 N MAGNOLIA ST, MCCOMB, MS 39648-3416 |
| Document Number | 0020224615 |
|---|---|
| Date | Sep 20, 2022 |
| Instrument | 20224615 |
| Name | BANKPLUS FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2027 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LINCOLN MS |
| Recording Date | Sep 19, 2022 |
| Property Address | 640 W CONGRESS ST, BROOKHAVEN, MS 39601-2758 |
| Document Number | 0020224613 |
| Instrument Date | Sep 8, 2022 |
| Instrument | 20224613 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1996 NORMAN TRL NW, BROOKHAVEN, MS 39601-8340 |
| Name | Verified Name |
|---|---|
| Address | 1991 NORMAN TRL NW, BROOKHAVEN, MS 39601-9412 |
| Document Number | 0020224615 |
|---|---|
| Date | Sep 19, 2022 |
| Instrument | 20224615 |
| Name | BANKPLUS FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Sep 25, 2027 |
| Rate Type | Fixed Rate |
|---|
Source: Lincoln County assessment roll, as of February 2, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Lincoln County |
| Municipality | Brookhaven City |
| Unified School District | Brookhaven School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,809.00 (+16.18%) | $12,757 (+18.21%) | $85,040 (+18.21%) Land $20,250 Building $64,790 |
| 2024 | $1,557.00 (-0.57%) | $10,792 (-) | $71,940 (-) Land $20,250 Building $51,690 |
| 2023 | $1,566.00 | $10,792 (-) | $71,940 (-) Land $20,250 Building $51,690 |
| 2022 | $1,566.00 | $10,792 | $71,940 Land $20,250 Building $51,690 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective February 3, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 5 (1978–1982) |
| Most Recent Claim | Dec 1982 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.3% of Mississippi |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF BROOKHAVEN serves 12,513 people · EPA ID MS0430002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 167 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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