640 W 9th St, Merced, CA 95341 Property Records

Merced County property record for 640 W 9th St, Merced, CA 95341

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,253 sqft · built 1978
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on Record
Tax Bill	$1,123 (2025)
Deeds & Mortgages	Sep 2019 Line of Credit Sep 2019 Mortgage
Flood Zone	Zone AO (high risk)
APN	`032-151-014-000`

Property Details

APN / Parcel Number

Primary APN	`032-151-014-000`
Alternative APN	`032151014`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,253 sqft Living Area
Gross Area	1,673 sqft
1st Floor Area	1,253 sqft

Exterior

Year Built	Built 1978
Architectural Style	Other
Construction Type	Wood Frame
Lot Area	7,500 sqft (0.172 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	55 sqft

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Old Parcel Number	032151014
Street Address	640 W 9TH ST
City	MERCED
State	CA
Zip	95341-5937
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MERCED LOT 6 BLK 341
Legal Subdivision	MERCED
Legal Block	341
Legal Lot Number	6
Jurisdiction	MERCED CA
Township / Civil Division	MERCED
Census Block Group	3
Census Block	3000
Census Tract	1503

Owner

Source: Merced County records, as of September 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 W 9TH ST, MERCED, CA 95341-5937
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 3, 2019	Deed of Trust, Mortgage · Line of Credit TRAVIS CU
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage TRAVIS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 16, 2003
Deed Sale	Dec 16, 2003
Deed Document Number	2003-083186
Record Updated	Jun 8, 2026

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	640 W 9TH ST, MERCED, CA 95341-5937
Document Number	0000028514
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 W 9TH ST MERCED CA 953415937, MERCED, CA 95341-5937

Mortgage

Document Number	0000028514
Date	Sep 10, 2019
Instrument	28514

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Sep 9, 2044

Interest

Rate Type	Adjustable Rate

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MERCED CA
Property Address	640 W 9TH ST, MERCED, CA 95341-5937
Document Number	0000028513
Instrument Date	Sep 3, 2019
Transaction Type	Mortgage
Record Updated	Oct 10, 2019
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 W 9TH ST MERCED CA 953415937, MERCED, CA 95341-5937

Mortgage

Document Number	0000028513
Date	Sep 10, 2019
Instrument	28513

Lender

Name	TRAVIS CU
Address	VACAVILLE, CA 95687

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 9, 2049

Tax Assessment & Valuation

Source: Merced County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	Merced County
Municipality	Merced City
Elementary School District	Merced City Elementary School District (KG - 08)
Secondary School District	Merced Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$1,123.00 (+7.36%) Homeowner's exemption	$106,000 (+4.04%) Land $30,010 Building $75,990
2023	$1,046.00 (+1.65%) Homeowner's exemption	$101,886 Land $28,846 Building $73,040
2022	$1,029.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AO high risk · sheet flow 1–3 ft
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Varies along the reach; see FIRM
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 63 policies
Nearby Flood Policies	63 in force
Nearby Flood Claims	2 (2006–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MERCED serves 96,073 people · EPA ID CA2410009
Water Source	Groundwater
Last State Inspection	Sep 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 535 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Ayera Technologies, GeoLinks, T-Mobile.

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