640 W 9th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 640 W 9th St, Gilroy, CA 95020

Property Summary

Property Type	Multi-Family Dwellings
Details	1,828 sqft · built 1959
Lot Size	0.163 acres (7,107 sqft)
Owner	Company Name on Record
Last Sale	$875,000 (Jun 2018)
Tax Bill	$12,276 (2025)
Deeds & Mortgages	May 2022 Mortgage May 2019 Mortgage + 5 more
Flood Zone	Zone X (reduced by levee)
APN	`799-13-003`

Property Details

APN / Parcel Number

Primary APN	`799-13-003`

Interior

Stories	1 Story
Building Area	1,828 sqft Living Area
1st Floor Area	1,828 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,107 sqft (0.163 acres)
Lot Dimensions	103 ft deep x 69 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	None
Heating System	HVAC

Location & Zoning

Street Address	640 W 9TH ST
City	GILROY
State	CA
Zip	95020-6443
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	R3
Legal Description	PARK MEADOWS LOT 69
Legal Subdivision	PARK MEADOWS
Legal Tract	2336
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1009
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	640 W 9TH ST, GILROY, CA 95020-6443
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
May 31, 2022	Deed of Trust, Mortgage · Conventional Mortgage PLANET HOME LENDING LLC
May 22, 2019	Quit Claim Deed, Transfer · Conventional with PMI LOANDEPOT.COM LLC
May 22, 2019	Quit Claim Deed, Transfer FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO
May 16, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Apr 3, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 25, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Jun 29, 2018	Grant Deed, Transfer · Conventional Mortgage CITADEL SVCNG CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 29, 2018 · Amount on Record
Deed Sale	Jun 29, 2018 · Amount on Record
Deed Document Number	201823967727
Last Transfer Date	May 20, 2019
Transfer Doc	0024185410
Record Updated	Oct 29, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Transaction Type	Mortgage
Record Updated	Jun 9, 2022
Title Company	WFG TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15080 MONTEREY ST, MORGAN HILL, CA 95037-5408

Mortgage

Document Number	0025311157
Date	May 31, 2022
Instrument	25311157

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2019
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0024185410
Instrument Date	May 20, 2019
Instrument	24185410
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15080 MONTEREY ST MORGAN HILL CA 950375408, MORGAN HILL, CA 95037-5408

Mortgage

Document Number	24185411
Date	May 22, 2019
Instrument	24185411

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2049

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 22, 2019
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0024185412
Instrument Date	May 20, 2019
Instrument	24185412
Transaction Type	Transfer
Record Updated	Jun 3, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	15080 MONTEREY ST MORGAN HILL CA 950375408, MORGAN HILL, CA 95037-5408

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	May 16, 2019
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0024180831
Instrument Date	Feb 21, 2019
Instrument	24180831
Transaction Type	Transfer
Record Updated	May 28, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15080 MONTEREY ST MORGAN HILL CA 950375408, MORGAN HILL, CA 95037-5408

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Apr 3, 2019
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0024148605
Instrument Date	Feb 21, 2019
Instrument	24148605
Transaction Type	Transfer
Record Updated	Apr 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	15080 MONTEREY ST MORGAN HILL CA 950375408, MORGAN HILL, CA 95037-5408

March 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Mar 25, 2019
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0024141521
Instrument Date	Feb 20, 2019
Instrument	24141521
Transaction Type	Transfer
Record Updated	Apr 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	15435 LA MAR DR MORGAN HILL CA 950375646, MORGAN HILL, CA 95037-5646

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 29, 2018
Property Address	640 W 9TH ST, GILROY, CA 95020-6443
Document Number	0023967727
Instrument Date	Jun 25, 2018
Instrument	23967727
Transaction Type	Transfer
Record Updated	Jul 6, 2018
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$962.50
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	15435 LA MAR DR MORGAN HILL CA 950375646, MORGAN HILL, CA 95037-5646

Mortgage

Document Number	23967728
Date	Jun 29, 2018
Instrument	23967728

Lender

Name	CITADEL SVCNG CORP
Address	IRVINE, CA 92618

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 28, 2048

Interest

Rate Type	Adjustable Rate
Rate	6.37%

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,015,507 (+6.12%) Land $435,216 Building $580,291
2025	$12,276.00
2023		$956,937 Land $410,115 Building $546,822

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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