640 W 31st Ave, Eugene, OR 97405 Property Records

Lane County property record for 640 W 31st Ave, Eugene, OR 97405

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,796 sqft · built 1963
Lot Size0.21 acres (9,148 sqft)
OwnerIndividual Name on Record
Last Sale$350,000 (Aug 2018)
Tax Bill$5,021 (2025)
Deeds & MortgagesSep 2019 Mortgage
Dec 2020 Line of Credit
+ 2 more
Flood ZoneZone X (minimal risk)
APN18-03-07-21-05311-000

Property Details

APN / Parcel Number

Primary APN18-03-07-21-05311-000
Alternative APN
  • 0636926

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,796 sqft Finished Area
Gross Area2,346 sqft
1st Floor Area1,196 sqft
Basement Area1,150 sqft
Finished Basement600 sqft

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1965
Exterior MaterialWood Siding
Foundation TypeConcrete
Roof TypeGable
Roof MaterialWood Shingle
Lot Area9,148 sqft (0.21 acres)
Lot Dimensions123 ft deep x 75 ft wide
Garage TypeBasement
Garage Area490 sqft
DrivewayDriveway
Driveway Area540 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemRadiant

Location & Zoning

Account Number0636926
Street Address640 W 31ST AVE
CityEUGENE
StateOR
Zip97405-2509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1-LOW-DENSITY RES
Legal DescriptionSEC/TWN/RNG/MER:SEC 07 TWN 18 RNG 03
Legal Range03W
Legal Township18S
Legal Section07
Legal QuarterNW
Quarter-Quarter SectionNE
Legal SubdivisionCRENSHAW
Legal Lot Number5311
JurisdictionLANE OR
Township / Civil DivisionEUGENE-SPRINGFIELD
Census Block Group1
Census Block1002
Census Tract5200

Owner

Source: Lane County records, as of October 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address640 W 31ST AVE, EUGENE, OR 97405-2509
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Deed of Trust, Mortgage · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Dec 29, 2020Deed of Trust, Mortgage · Line of Credit
FINANCE OF AMERICA MORTGAGE LLC
Aug 31, 2018Warranty Deed, Transfer · VA Mortgage
FINANCE OF AMERICA MORTGAGE LLC
Aug 8, 2017Warranty Deed, Transfer · Construction Mortgage
VISHANOFF THOMAS TRUST (PT)

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 31, 2018 · Amount on Record
Deed SaleAug 31, 2018 · Amount on Record
Prior SaleAug 8, 2017
Deed Document Number2018-041404
Record UpdatedJun 8, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address640 W 31ST AVE, EUGENE, OR 97405-2509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000042274
DateSep 24, 2019
Instrument2019-042274
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANE OR
Property Address640 W 31ST AVE, EUGENE, OR 97405-2509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyEVERGREEN LAND TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000076731
DateDec 29, 2020
Instrument2020-076731
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressHORSHAM, PA 19044
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueJan 1, 2051

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateAug 31, 2018
Property Address640 W 31ST AVE, EUGENE, OR 97405-2509
Document Number0000041404
Map ReferenceMB31 PG25
Instrument DateAug 17, 2018
Instrument2018-041404
Transaction TypeTransfer
Record UpdatedJul 19, 2021
Title CompanyCASCADE TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 W 31ST AVE, EUGENE, OR 97405-2509

Mortgage

Document Number0000041405
DateAug 31, 2018
Instrument2018-041405
Lender
NameFINANCE OF AMERICA MORTGAGE LLC
TypeMortgage Company
AddressMUSCLE SHOALS, AL 35661
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2048

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANE OR
Recording DateAug 8, 2017
Property Address640 W 31ST AVE, EUGENE, OR 97405-2509
Document Number0000039106
Instrument DateAug 7, 2017
Instrument39106
Transaction TypeTransfer
Record UpdatedAug 14, 2017
Title CompanyCASCADE TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 50433 EUGENE OR 974050980, EUGENE, OR 97405-0980

Mortgage

Document Number39107
DateAug 8, 2017
Instrument39107
Lender
NameVISHANOFF THOMAS TRUST (PT)
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueAug 7, 2018

Tax Assessment & Valuation

Source: Lane County assessment roll, as of September 30, 2025

Property Jurisdictions

TypeName
StateOregon
CountyLane County
MunicipalityEugene City
Unified School DistrictEugene School District 4J (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,021.00 (+3.91%)$257,721 (+6.09%)$563,528 (+2.17%) Land $169,458 Building $394,070
2023$4,832.00 (+4.03%)$242,928 (+3%)$551,549 (+12.57%) Land $131,219 Building $420,330
2022$4,645.00$235,853$489,961 Land $133,199 Building $356,762

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 26, 2022

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Oregon
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEUGENE WATER & ELECTRIC BOARD
serves 176,000 people · EPA ID OR4100287
Water SourceSurface water
Last State InspectionJul 2021
Lead5 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 370 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
8,000 / 8,000
Hunter Communications
Fiber
2,500 / 2,500
Xfinity
Cable
2,000 / 250
Alyrica
Fixed Wireless
400 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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