Merced County property record for 640 W 16th St, Merced, CA 95340
| Property Type | Commercial |
|---|---|
| Lot Size | 0.948 acres (41,295 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $625,000 (Jan 2025) |
| Tax Bill | $10,535 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage |
| Flood Zone | Zone AO (high risk) |
| APN | 031-360-061-000 |
| Primary APN | 031-360-061-000 |
|---|---|
| Alternative APN |
|
| Lot Area | 41,295 sqft (0.948 acres) |
|---|
| Old Parcel Number | 031-360-061 |
|---|---|
| Street Address | 640 W 16TH ST |
| City | MERCED |
| State | CA |
| Zip | 95340-4721 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | CC |
| Legal Description | POR SEC 30/7/14 |
| Legal Range | 14E |
| Legal Township | 7S |
| Legal Section | 30 |
| Jurisdiction | MERCED CA |
| Township / Civil Division | MERCED |
| Census Block Group | 3 |
| Census Block | 3045 |
| Census Tract | 1301 |
640 W 16th St, a commercial property, is held in a trust since January 2025.
Source: Merced County records, as of August 21, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | PO BOX 421, ATWATER, CA 95301-0421 |
| Owner Type | Company |
| Vesting | Trust, Family Living Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2025 · Amount on File |
| Deed Sale | Jan 6, 2025 · Amount on File |
| Prior Sale | Apr 5, 2001 · Amount on File |
| Deed Document Number | 2025215 |
| Prior Transfer Date | Jun 9, 2014 |
| Prior Transfer Doc | 0000017801 |
| Record Updated | Oct 29, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | MERCED CA |
| Recording Date | Apr 5, 2022 |
| Property Address | 640 W 16TH ST, MERCED, CA 95340-4721 |
| Document Number | 0000013683 |
| Instrument Date | Feb 17, 2022 |
| Instrument | 2022013683 |
| Transaction Type | Transfer |
| Record Updated | May 2, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3323 E OLIVE AVE, MERCED, CA 95340-9338 |
| Document Number | 0000013684 |
|---|---|
| Date | Apr 5, 2022 |
| Instrument | 2022013684 |
| Name | PARLE 2014 LIVING TRUST |
|---|---|
| Type | Private Party |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 640 W 16th St was $10,535.
Source: Merced County assessment roll, as of August 21, 2026
| Type | Name |
|---|---|
| State | California |
| County | Merced County |
| Municipality | Merced City |
| Elementary School District | Merced City Elementary School District (KG - 08) |
| Secondary School District | Merced Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $1,204,168 (+41.84%) Land $418,200 Building $785,968 | |
| 2025 | $10,535.00 | $848,966 Land $435,095 Building $413,871 |
| 2023 | $9,897.00 (-12.94%) | $816,000 Land $418,200 Building $397,800 |
| 2022 | $11,368.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 640 W 16th St in Zone AO, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective October 4, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AO high risk · sheet flow 1–3 ft |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 83 policies |
| Nearby Flood Policies | 83 in force |
| Nearby Flood Claims | 3 (1999–2012) |
| Most Recent Claim | Dec 2012 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 640 W 16th St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MERCED serves 96,073 people · EPA ID CA2410009 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Ayera Technologies Fixed Wireless | 1,000 / 500 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: GeoLinks.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures