640 Vrain St, Denver, CO 80204 Property Records

Denver City property record for 640 Vrain St, Denver, CO 80204

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,010 sqft · built 1951
Lot Size0.144 acres (6,250 sqft)
Owner2 Individual Names on Record
Last Sale$319,500 (Mar 2018)
Tax Bill$2,793 (2025)
Deeds & MortgagesAug 2020 Mortgage
Mar 2018 Sale & Mortgage
APN05066-20-002-000

Property Details

APN / Parcel Number

Primary APN05066-20-002-000
Alternative APNs
  • 680406620002
  • 161172799

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms5 Rooms
Stories1 Story
Building Area2,010 sqft Living Area
Gross Area1,058 sqft
1st Floor Area1,058 sqft
Basement Area1,058 sqft
Finished Basement952 sqft
Unfinished Basement106 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1951
Effective Year BuiltEffective 1951
Exterior MaterialStucco
Lot Area6,250 sqft (0.144 acres)
Garage TypeDetached
Garage Area687 sqft
Patio Area89 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Street Address640 VRAIN ST
CityDENVER
StateCO
Zip80204-2951
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeE-SU-D1X
Legal DescriptionL 48 & 49 BLK 1 WAGNERS ADDN
Legal SubdivisionWAGNERS ADD
Legal Block1
Legal Lot Number48,49
JurisdictionDENVER CO
Township / Civil DivisionDENVER
Census Block Group1
Census Block1008
Census Tract904

Owner

Source: Denver City records, as of May 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address640 VRAIN ST, DENVER, CO 80204-2951
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Aug 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
NOVA FINANCIAL & INVESTMENT CORP
Mar 5, 2018Warranty Deed, Transfer · Conventional Mortgage
FIRST WESTERN TRUST BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 5, 2018 · Amount on Record
Deed SaleMar 5, 2018 · Amount on Record
Prior SaleJun 13, 2008
Deed Document Number201826264
Prior Transfer DateJul 15, 2008
Prior Transfer Doc0000096991
Record UpdatedOct 29, 2026

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDENVER CO
Property Address640 VRAIN ST, DENVER, CO 80204-2951
Transaction TypeMortgage
Record UpdatedJun 21, 2022
Title CompanyCOLORADO ESCROW AND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 VRAIN ST, DENVER, CO 80204-2951

Mortgage

Document Number0000130059
DateAug 19, 2020
Instrument2020130059
Lender
NameNOVA FINANCIAL & INVESTMENT CORP
TypeFunding / Finance Company
AddressTUCSON, AZ 85711
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2050

March 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionDENVER CO
Recording DateMar 5, 2018
Property Address640 VRAIN ST, DENVER, CO 80204-2951
Document Number0000026264
Instrument DateMar 2, 2018
Instrument2018026264
Transaction TypeTransfer
Record UpdatedJun 21, 2022
Title CompanyFIDELITY NATIONAL TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$31.95
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 VRAIN ST, DENVER, CO 80204-2951

Mortgage

Document Number0000026265
DateMar 5, 2018
Instrument2018026265
Lender
NameFIRST WESTERN TRUST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 1, 2048

Tax Assessment & Valuation

Source: Denver City assessment roll, as of May 29, 2026

Property Jurisdictions

TypeName
StateColorado
County / MunicipalityDenver City
Unified School DistrictDenver County School District 1 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,793.00 (+18.2%)$36,510 (+19.7%) Land $11,010 Building $11,010$517,900 (+1.51%) Land $156,200 Building $361,700
2023$2,363.00 (+14.38%)$30,500 (+13.3%) Land $6,780 Building $23,720$510,200 (+31.7%) Land $156,200 Building $354,000
2022$26,920 Land $9,760 Building $17,160$387,400 Land $140,500 Building $246,900
2021$2,066.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDENVER WATER BOARD
serves 1,287,000 people · EPA ID CO0116001
Water SourceSurface water
Last State InspectionAug 2025
Lead4 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting33
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 591 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
CenturyLink
Fiber · DSL in parts of the area
2,000 / 1,000
Xfinity
Cable · Fiber in parts of the area
2,000 / 250
T-Mobile
Fixed Wireless
100 / 20

May also be available: Aerux Broadband, Google Fiber, LiveWireNet, Starry, Verizon, WiFiHood.

Nearby Properties on Vrain St

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