Brevard County property record for 640 Vine St, Melbourne, FL 32904
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,418 sqft · built 1964 |
| Lot Size | 0.38 acres (16,553 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $123,700 (Dec 2004) |
| Tax Bill | $1,152 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage May 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 28-36-12-25-30-7 |
| Primary APN | 28-36-12-25-30-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,418 sqft Living Area |
| Gross Area | 1,436 sqft |
| 1st Floor Area | 1,418 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1990 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 16,553 sqft (0.38 acres) |
| Lot Dimensions | 110 ft deep x 141 ft wide |
| Porch | Finished/Open Porch |
|---|---|
| Porch Area | 18 sqft |
| Patio Area | 18 sqft |
| Pole Barn | 323 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2802486 |
|---|---|
| Street Address | 640 VINE ST |
| City | MELBOURNE |
| State | FL |
| Zip | 32904-6438 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RU-1-7 |
| Legal Description | JUNE PARK LOTS 7 TO 12 BLK 30 |
| Legal Range | 36E |
| Legal Township | 28S |
| Legal Section | 12 |
| Legal Subdivision | JUNE PARK |
| Legal Block | 30 |
| Legal Lot Number | 7 |
| Jurisdiction | BREVARD FL |
| Township / Civil Division | MELBOURNE |
| Census Block Group | 2 |
| Census Block | 2004 |
| Census Tract | 65001 |
640 Vine St is owned and occupied by two individuals who bought it in December 2004.
Source: Brevard County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 640 VINE ST, MELBOURNE, FL 32904-6438 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 16, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| May 4, 2017 | Deed of Trust, Mortgage · FHA Mortgage EVERETT FINANCIAL INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 15, 2004 · Amount on File |
| Deed Sale | Dec 15, 2004 · Amount on File |
| Deed Document Number | 2004394753 |
| Deed Book / Page | 5397 / 1258 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 640 VINE ST, MELBOURNE, FL 32904-6438 |
| Transaction Type | Mortgage |
| Record Updated | Aug 30, 2021 |
| Title Company | BOSTON NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 VINE ST, MELBOURNE, FL 32904-6438 |
| Document Number | 0092240360 |
|---|---|
| Date | Aug 16, 2021 |
| Book Page | 9224/360 |
| Instrument | 2021211769 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | WESTLAKE VILLAGE, CA 91361 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Sep 1, 2046 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BREVARD FL |
| Property Address | 640 VINE ST, MELBOURNE, FL 32904-6438 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0078812080 |
|---|---|
| Date | May 4, 2017 |
| Book Page | 7881/2080 |
| Instrument | 2017093235 |
| Name | EVERETT FINANCIAL INC |
|---|---|
| Type | Funding / Finance Company |
| Address | DALLAS, TX 75254 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2047 |
The 2025 property tax bill for 640 Vine St was $1,152 with a homeowner's exemption.
Source: Brevard County assessment roll, as of August 18, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Brevard County |
| Unified School District | Brevard County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $68,750 (+2.69%) | $190,310 (+2.79%) | |
| 2025 | $1,152.00 Homeowner's exemption | $66,950 | $185,150 Land $78,750 Building $106,400 |
| 2023 | $1,003.00 (+5.47%) Homeowner's exemption | $63,180 (+3%) | $177,500 (+17.64%) Land $78,750 Building $98,750 |
| 2022 | $951.00 Homeowner's exemption | $61,340 | $150,880 Land $64,500 Building $86,380 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 640 Vine St in Zone X, an area of minimal flood risk, though there have been 5 flood claims nearby since 1982.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 77 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 77 in force |
| Nearby Flood Claims | 5 (1982–2017) |
| Claims Outside the SFHA | 3 of 5 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Vine St is moderate, ranking above 43% of the US, with a 0.08% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 43% of the US · lower than 85% of Florida |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF MELBOURNE serves 167,753 people · EPA ID FL3051447 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2024 |
| Lead | 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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