640 Veronica St, Granite City, IL 62040 Property Records

Madison County property record for 640 Veronica St, Granite City, IL 62040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,100 sqft · built 1963
Lot Size	0.289 acres (12,600 sqft)
Owner	Individual Name on File
Last Sale	$90,000 (Jul 2024)
Tax Bill	$2,188 (2025)
Deeds & Mortgages	May 2026 Mortgage
APN	`18-2-14-32-01-102-001`

Property Details

APN / Parcel Number

Primary APN	`18-2-14-32-01-102-001`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,100 sqft Living Area

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Lot Area	12,600 sqft (0.289 acres)
Lot Dimensions	140 ft deep x 90 ft wide
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	640 VERONICA ST
City	GRANITE CITY
State	IL
Zip	62040-7019
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FIRST ADD VAM-ME PARK LOT 1 90X140
Legal Subdivision	FIRST ADDN
Legal Lot Number	1
Jurisdiction	MADISON IL
Township / Civil Division	CHOUTEAU
Census Block Group	2
Census Block	2177
Census Tract	404100

Owner

640 Veronica St is owned and occupied by an individual who bought it in July 2024.

Source: Madison County records, as of June 25, 2026

Owner of Record	Individual Name on File
Mailing Address	640 VERONICA ST, GRANITE CITY, IL 62040-7019
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 12, 2024 · Amount on File
Deed Sale	Jul 12, 2024 · Amount on File
Deed Document Number	202419421
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Recording Date	May 26, 2026
Property Address	640 VERONICA ST, GRANITE CITY, IL 62040-7019
Document Number	0000014864
Instrument Date	May 19, 2026
Instrument	202614864
Transaction Type	Mortgage
Record Updated	Jul 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 171
Address	640 VERONICA ST, GRANITE CITY, IL 62040-7019

Mortgage

Document Number	0000014864,
Date	May 26, 2026
Instrument	202614864

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Jun 1, 2046

Interest

Rate Type	Fixed Rate
Rate	8.47%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 640 Veronica St was $2,188 with a homeowner's exemption, down 4.7% from the year before.

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Madison County
County Subdivision	Chouteau Township
Unified School District	Granite City Community Unit School District 9 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,188.00 (-4.66%)	$41,340 Land $8,430 Building $32,910	$124,020 Land $25,290 Building $98,730
2024	$2,295.00
2022	$1,674.00	$29,830 Land $6,080 Building $23,750	$89,579 Land $18,258 Building $71,321

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 640 Veronica St; there have been 40 flood claims nearby since 1986.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	40 (1986–2019)
Claims Outside the SFHA	22 of 40
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2019 · 10 claims Severe Storms & Flooding, Oct 1993 · 21 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Veronica St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
Wisper ISP Fixed Wireless	100 / 20