640 Valley Stream Dr, Enterprise, AL 36330 Property Records

Coffee County property record for 640 Valley Stream Dr, Enterprise, AL 36330

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,909 sqft · built 2023
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on Record
Last Sale	$327,000 (May 2024)
Tax Bill	$1,291 (2025)
Deeds & Mortgages	Feb 2026 Mortgage May 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908334000002020`

Property Details

APN / Parcel Number

Primary APN	`0908334000002020`
Alternative APNs	`167657` `138692` `34196`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,909 sqft Living Area
1st Floor Area	1,909 sqft
Flooring	Laminate Plank
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Exterior Material	Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	11,761 sqft (0.27 acres)
Garage Area	483 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio

Location & Zoning

Account Number	167657
Street Address	640 VALLEY STREAM DR
City	ENTERPRISE
State	AL
Zip	36330-4174
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 15 BLK C VALLEY STREAM GARDENS S D PB-3 PG-392. CONT .27 ACRES.
Legal Range	22E
Legal Township	5N
Legal Section	33
Legal Subdivision	VALLEY STREAM GARDENS SD
Legal Block	C
Legal Lot Number	15
Jurisdiction	COFFEE AL
Township / Civil Division	ENTERPRISE
Census Block Group	2
Census Block	2005
Census Tract	11203

Owner

Source: Coffee County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 VALLEY STREAM DR, ENTERPRISE, AL 36330-4174
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Feb 25, 2026	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
May 6, 2024	Warranty Deed, Subdivision Related Transfer · VA Mortgage FREEDOM MORTGAGE
Jul 8, 2022	Warranty Deed, Transfer · Commercial Mortgage RIVER BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 6, 2024 · Amount on Record
Deed Sale	May 6, 2024 · Amount on Record
Prior Sale	Jul 8, 2022 · Amount on Record
Deed Document Number	2024379255
Deed Book / Page	1063 / 34
Record Updated	Jun 8, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COFFEE AL
Property Address	640 VALLEY STREAM DR, ENTERPRISE, AL 36330-4174
Transaction Type	Mortgage
Record Updated	Apr 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001138/665
Date	Feb 25, 2026
Book Page	1138/665

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2056

May 2024: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	May 6, 2024
Property Address	640 VALLEY STREAM DR, ENTERPRISE, AL 36330-4174
Document Number	0001063/34
Book / Page	1063 / 34
Map Reference	MB 653 PG 866
Instrument Date	May 6, 2024
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 21, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4388 RUCKER BLVD, ENTERPRISE, AL 36330-8797

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 VALLEY STREAM DR, ENTERPRISE, AL 36330-4174

Mortgage

Document Number	0010630036
Date	May 6, 2024
Instrument	1063/0036

Lender

Name	FREEDOM MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COFFEE AL
Recording Date	Jul 8, 2022
Property Address	640 VALLEY STREAM DR, ENTERPRISE, AL 36330-4174
Document Number	0000998/92
Book / Page	998 / 92
Map Reference	MB 3 PG 392
Instrument Date	Jun 28, 2022
Transaction Type	Transfer
Record Updated	Apr 21, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1405 RUCKER BLVD, ENTERPRISE, AL 36330-2236

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1405 RUCKER BLVD, ENTERPRISE, AL 36330-2236

Mortgage

Document Number	0000099895
Date	Jul 8, 2022
Instrument	998/95

Lender

Name	RIVER BANK & TRUST

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Coffee County assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Coffee County
Municipality	Enterprise City
Unified School District	Enterprise City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,291.00 (+856.3%)	$30,100 (+864.74%) Land $3,801 Building $26,299	$300,960 (+692%) Land $38,000 Building $262,960
2023		$3,120 (-)	$38,000 (+143.9%) Land $38,000
2022	$135.00	$3,120	$15,580 Land $15,580

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF ENTERPRISE, THE WWB OF THE serves 48,000 people · EPA ID AL0000296
Water Source	Groundwater
Last State Inspection	Aug 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 154 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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