640 Tuscany Dr, Algonquin, IL 60102 Property Records

McHenry County property record for 640 Tuscany Dr, Algonquin, IL 60102

Property Summary

Property Type	Single Family Home
Details	2,790 sqft · built 2005
Lot Size	0.214 acres (9,360 sqft)
Owner	Individual Name on Record
Deeds & Mortgages	May 2021 Mortgage Apr 2017 Mortgage
Flood Zone	Zone A (high risk)
APN	`18-35-227-017`

Property Details

APN / Parcel Number

Primary APN	`18-35-227-017`

Interior

Building Area	2,790 sqft
Gross Area	4,322 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Architectural Style	Other
Lot Area	9,360 sqft
Garage Area	669 sqft
Porch	Porch
Porch Area	38 sqft
Patio Area	483 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	640 TUSCANY DR
City	ALGONQUIN
State	IL
Zip	60102-6219
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2005R0009324 LT 68 MANCHESTER LAKES SUB PHASE 5
Legal Subdivision	MANCHESTER LAKES
Legal Phase	5
Legal Lot Number	68
Jurisdiction	MCHENRY IL
Township / Civil Division	GRAFTON
Census Block Group	2
Census Block	2021
Census Tract	871111

Owner

Source: McHenry County records, as of May 13, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 TUSCANY DR, ALGONQUIN, IL 60102-6219
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST STATE MORTGAGE SERVICES LLC
Apr 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Deed Document Number	2005R0009324
Record Updated	Jun 7, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	640 TUSCANY DR, ALGONQUIN, IL 60102-6219
Transaction Type	Mortgage
Record Updated	May 14, 2021
Title Company	N TITLE COMPANY, SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000024290
Date	May 4, 2021
Instrument	2021R0024290

Lender

Name	FIRST STATE MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	BLOOMINGTON, IL 61704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	2.25%

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	640 TUSCANY DR, ALGONQUIN, IL 60102-6219
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SNP TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000012543
Date	Apr 10, 2017
Instrument	2017R0012543

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	TROY, MI 48083

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2032

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of January 1, 2022

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Algonquin Village
County	McHenry County
County Subdivision	Grafton Township
Unified School District	Huntley Consolidated School District 158 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2022	Homeowner's exemption	$127,686 Land $8,002 Building $119,684	$383,058 Land $24,006 Building $359,052

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 79% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALGONQUIN serves 30,700 people · EPA ID IL1110050
Water Source	Groundwater
Last State Inspection	Aug 2025
Lead	2 ppb (2026–2028) action level 15 ppb
Copper	1.6 mg/L (2022–2024) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
i3 Broadband Fiber	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Verizon.

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