640 Tupper St, Santa Rosa, CA 95404 Property Records

Sonoma County property record for 640 Tupper St, Santa Rosa, CA 95404

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,180 sqft · built 1933
Lot Size	0.152 acres (6,615 sqft)
Owner	Trust Name on File
Last Sale	$520,000 (Sep 2017)
Tax Bill	$6,703 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`009-265-010-000`

Property Details

APN / Parcel Number

Primary APN	`009-265-010-000`
Alternative APN	`009-265-010`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,180 sqft Living Area
1st Floor Area	1,180 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1933
Effective Year Built	Effective 1950
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,615 sqft (0.152 acres)
Garage Type	Detached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Floor/Wall Furnace

Location & Zoning

Old Parcel Number	009-265-010
Street Address	640 TUPPER ST
City	SANTA ROSA
State	CA
Zip	95404-5047
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITYSR
Legal Subdivision	BS FREEMANS ADD
Legal Block	4
Legal Lot Number	8,9
Jurisdiction	SONOMA CA
Township / Civil Division	SANTA ROSA
Census Block Group	4
Census Block	4000
Census Tract	151900

Owner

640 Tupper St is owner-occupied and held in a trust since January 2022.

Source: Sonoma County records, as of September 1, 2026

Owner of Record	Trust Name on File
Mailing Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 21, 2022	Intrafamily Transfer, Transfer
Jan 21, 2022	Intrafamily Transfer, Transfer
Aug 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage FLAGSTAR BANK FSB
Sep 12, 2017	Grant Deed, Transfer · Conventional Mortgage OPES ADVISORS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 12, 2017 · Amount on File
Deed Sale	Sep 12, 2017 · Amount on File
Prior Sale	Jun 18, 2007 · Amount on File
Deed Document Number	201771810
Last Transfer Date	Jan 19, 2022
Transfer Doc	0000004867
Record Updated	Oct 29, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 21, 2022
Property Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047
Document Number	0000004866
Instrument Date	Jan 19, 2022
Instrument	2022004866
Transaction Type	Transfer
Record Updated	Feb 4, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SONOMA CA
Recording Date	Jan 21, 2022
Property Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047
Document Number	0000004867
Instrument Date	Jan 19, 2022
Instrument	2022004867
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SONOMA CA
Property Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047

Mortgage

Document Number	0000075801
Date	Aug 31, 2020
Instrument	2020075801

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

September 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SONOMA CA
Recording Date	Sep 12, 2017
Property Address	640 TUPPER ST, SANTA ROSA, CA 95404-5047
Document Number	0000071810
Instrument Date	Sep 6, 2017
Instrument	71810
Transaction Type	Transfer
Record Updated	Oct 2, 2017
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$572.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	640 TUPPER ST SANTA ROSA CA 954045047, SANTA ROSA, CA 95404-5047

Mortgage

Document Number	71811
Date	Sep 12, 2017
Instrument	71811

Lender

Name	OPES ADVISORS
Address	TROY, MI 48098

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 11, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 640 Tupper St was $6,703 with a homeowner's exemption.

Source: Sonoma County assessment roll, as of September 1, 2026

Property Jurisdictions

Type	Name
State	California
County	Sonoma County
Municipality	Santa Rosa City
Elementary School District	Santa Rosa Elementary School District (KG - 06)
Secondary School District	Santa Rosa High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$603,499 (+2%) Land $243,720 Building $359,779
2025	$6,703.00 Homeowner's exemption	$591,667 Land $238,942 Building $352,725
2023	$6,502.00 (+6.75%) Homeowner's exemption	$568,693 Land $229,664 Building $339,029
2022	$6,091.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 640 Tupper St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1978.

Source: FEMA National Flood Hazard Layer, effective February 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1978)
Most Recent Claim	Jan 1978 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 Tupper St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF SANTA ROSA serves 178,452 people · EPA ID CA4910009
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 733 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sonic Telecom Fiber	10,000 / 10,000
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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