St. Johns County property record for 640 Tumbled Stone Way, Saint Augustine, FL 32086
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,868 sqft · built 2019 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individuals on Record |
| Last Sale | $338,529 (Aug 2019) |
| Tax Bill | $3,583 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2019 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 136141-3220 |
| Primary APN | 136141-3220 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 2,868 sqft Living Area |
| Gross Area | 3,288 sqft |
| 1st Floor Area | 1,224 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Exterior Material | Concrete |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Finished/Open Porch |
| Porch Area | 323 sqft |
| Patio Area | 699 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 640 TUMBLED STONE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32086-0258 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 93/75-82 TREATY OAKS PHASE 2 UNITS 2 AND 3 LOT 322 OR4771/1618 |
| Legal Range | 29E |
| Legal Township | 08S |
| Legal Section | 03 |
| Legal Subdivision | TREATY OAKS PHASE 2 UNITS 2 AND 3 |
| Legal Phase | 2 |
| Legal Block | 1 |
| Legal Lot Number | 322 |
| Legal Unit | 2 |
| Jurisdiction | ST JOHNS FL |
| Township / Civil Division | MATANZAS |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21207 |
Source: St. Johns County assessment roll, as of April 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individuals on Record |
|---|---|
| Mailing Address | 640 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0258 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 11, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Aug 2, 2019 | Grant Deed, Transfer · Conventional with PMI KBHS HM LNS LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 2, 2019 · Amount on Record |
| Deed Sale | Aug 2, 2019 · Amount on Record |
| Deed Document Number | 201956696 |
| Deed Book / Page | 4771 / 1618 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 640 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0258 |
| Transaction Type | Mortgage |
| Record Updated | May 2, 2022 |
| Title Company | ESTATE TTL OF ST AUGUSTINE I |
| Name | Verified Name |
|---|
| Document Number | 0050131247 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | 5013/1247 |
| Instrument | 2020066593 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 2, 2019 |
| Property Address | 640 TUMBLED STONE WAY, SAINT AUGUSTINE, FL 32086-0258 |
| Document Number | 0047711618 |
| Book / Page | 004771 / 001618 |
| Instrument Date | Jul 30, 2019 |
| Instrument | 56696 |
| Transaction Type | Transfer |
| Record Updated | Aug 14, 2019 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,369.70 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 640 TUMBLED STONE WAY ST AUGUSTINE FL 320860258, ST AUGUSTINE, FL 32086-0258 |
| Document Number | 47711620 |
|---|---|
| Date | Aug 2, 2019 |
| Book Page | 004771/001620 |
| Instrument | 56697 |
| Name | KBHS HM LNS LLC |
|---|---|
| Address | IRVING, TX 75039 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 1, 2049 |
Source: St. Johns County assessment roll, as of April 13, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $287,549 (+2.7%) | $407,355 (-5.64%) Land $100,000 Building $307,355 | |
| 2025 | $3,583.00 (+16.18%) Homeowner's exemption | $279,989 (+5.6%) | $431,716 (-8.02%) Land $100,000 Building $331,716 |
| 2024 | $3,084.00 (+2.05%) Homeowner's exemption | $265,145 (+3%) | $469,366 (+8.76%) Land $77,000 Building $392,366 |
| 2023 | $3,022.00 (+3.1%) Homeowner's exemption | $257,422 (+3%) | $431,565 (+18.67%) Land $77,000 Building $354,565 |
| 2022 | $2,931.00 Homeowner's exemption | $249,924 | $363,658 Land $67,200 Building $296,458 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 86 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 86 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 53% of the US · lower than 75% of Florida |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SJCU-CR214 MAINLAND WTP serves 66,953 people · EPA ID FL2554447 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 283 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Fiber · Cable in parts of the area | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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