Collin County property record for 640 Trail Dr, Prosper, TX 75078
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 4 ba · 4,282 sqft · built 2015 |
| Lot Size | 0.382 acres (16,680 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $9,595 (2024) |
| Deeds & Mortgages | May 2017 Mortgage Apr 2017 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R-10638-00C-0100-1 |
| Primary APN | R-10638-00C-0100-1 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,282 sqft Living Area |
| Gross Area | 4,984 sqft |
| 1st Floor Area | 2,552 sqft |
| 2nd Floor Area | 1,730 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2015 |
|---|---|
| Exterior Material | Brick/Wood |
| Construction Type | Wood Frame |
| Lot Area | 16,680 sqft (0.382 acres) |
| Garage Type | Attached |
| Garage Area | 702 sqft |
| Porch | Porch |
| Porch Area | 301 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 2708510 |
|---|---|
| Street Address | 640 TRAIL DR |
| City | PROSPER |
| State | TX |
| Zip | 75078-8856 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESI |
| Legal Description | CRESTVIEW AT PROSPER PHASE 2 (CPR), BLK C, LOT 10; UDI 2018, UNDIVIDED INTEREST 66.0000000000% UDI 2018 |
| Legal Subdivision | CRESTVIEW AT PROSPER PHASE 2 (CPR) |
| Legal Phase | 2 |
| Legal Block | C |
| Legal Lot Number | 10 |
| Jurisdiction | COLLIN TX |
| Township / Civil Division | CELINA |
| Census Block Group | 3 |
| Census Block | 3020 |
| Census Tract | 30304 |
640 Trail Dr is owned and occupied by two individuals who acquired it in May 2017.
Source: Collin County records, as of October 23, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 640 TRAIL DR, PROSPER, TX 75078-8856 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 15, 2017 | Grant Deed, Subdivision Related Transfer CITIZENS NAT'L BK |
| Apr 1, 2017 | Loan Modification, Mortgage POINTBANK |
| Deed Names | 3 Names on Deed |
|---|---|
| Last Sale | May 15, 2017 |
| Deed Sale | May 15, 2017 |
| Prior Sale | Oct 1, 2015 |
| Deed Document Number | 20170515000622960 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | COLLIN TX |
| Recording Date | May 15, 2017 |
| Property Address | 640 TRAIL DR, PROSPER, TX 75078-8856 |
| Document Number | 0000622960 |
| Instrument Date | May 12, 2017 |
| Instrument | 622960 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Sep 11, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 TRAIL DR PROSPER TX 750788856, PROSPER, TX 75078-8856 |
| Document Number | 622970 |
|---|---|
| Date | May 15, 2017 |
| Instrument | 622970 |
| Name | CITIZENS NAT'L BK |
|---|---|
| Type | Bank |
| Address | HENDERSON, TX 75652 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | May 14, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | COLLIN TX |
| Property Address | 640 TRAIL DR, PROSPER, TX 75078-8856 |
| Document Number | 0000521490 |
| Instrument Date | Apr 1, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
| Document Number | 0000521490 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 521490 |
| Name | POINTBANK |
|---|---|
| Type | Bank |
| Address | PILOT POINT, TX 76258 |
| Amount | Amount on Record |
|---|---|
| Term | 12 Months |
| Due | Apr 24, 2018 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.29% |
Source: Collin County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Collin County |
| Municipality | Prosper Town |
| Unified School District | Prosper Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $633,304 Land $175,329 Building $457,975 | $633,304 Land $175,329 Building $457,975 | |
| 2024 | $9,595.00 | ||
| 2023 | $649,872 Land $166,980 Building $482,892 | $649,872 Land $166,980 Building $482,892 | |
| 2022 | $9,357.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Trail Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 17 policies |
| Nearby Flood Policies | 17 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Trail Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.6% of Texas |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF PROSPER serves 42,598 people · EPA ID TX0430009 |
|---|---|
| Water Source | Purchased surface water from NORTH TEXAS MWD WYLIE WTP |
| Last State Inspection | Apr 2025 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Optimum Cable | 940 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| Nextlink Fixed Wireless | 200 / 50 |
| ElektraFi Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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