640 Towt St, Salinas, CA 93905 Property Records

Monterey County property record for 640 Towt St, Salinas, CA 93905

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,342 sqft · built 1940
Lot Size	0.158 acres (6,900 sqft)
Owner	Company Name on Record
Last Sale	$70,000 (Apr 2010)
Tax Bill	$1,693 (2025)
Deeds & Mortgages	Apr 2024 Transfer May 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`004-442-009-000`

Property Details

APN / Parcel Number

Primary APN	`004-442-009-000`
Alternative APN	`004-442-009`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,342 sqft Living Area
1st Floor Area	1,342 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Wood Shingle
Lot Area	6,900 sqft (0.158 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	640 TOWT ST
City	SALINAS
State	CA
Zip	93905-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MAP OF BURKE SUB NO 4 LOT 18
Legal Subdivision	MAP OF BURKE SUB NO 4
Legal Block	1
Legal Lot Number	18
Jurisdiction	MONTEREY CA
Township / Civil Division	SALINAS
Census Block Group	1
Census Block	1005
Census Tract	701

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	8270 RICHMOND WAY, SALINAS, CA 93907-3326
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2024	Intrafamily Transfer, Transfer
May 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 2, 2010 · Amount on Record
Deed Sale	Apr 2, 2010 · Amount on Record
Prior Sale	Dec 4, 2009 · Amount on Record
Deed Document Number	201018641
Prior Transfer Date	Apr 12, 1996
Prior Transfer Doc	0033590078
Record Updated	Oct 29, 2026

April 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Apr 2, 2024
Property Address	640 TOWT ST, SALINAS, CA 93905-1824
Document Number	0000011140
Map Reference	MB 4 PG 35
Instrument Date	Feb 27, 2024
Instrument	2024011140
Transaction Type	Transfer
Record Updated	Apr 15, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	8270 RICHMOND WAY, SALINAS, CA 93907-3326

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	640 TOWT ST, SALINAS, CA 93905-1824
Document Number	0000024127
Instrument Date	May 12, 2020
Transaction Type	Mortgage
Record Updated	Jun 3, 2020
Title Company	TITLE CONNECT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	534 DALLAS AVE SALINAS CA 939051808, SALINAS, CA 93905-1808

Mortgage

Document Number	0000024127
Date	May 20, 2020
Instrument	24127

Lender

Name	FREEDOM MTG
Type	Mortgage Company
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 19, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Municipality	Salinas City
Elementary School District	Alisal Union Elementary School District (KG - 06)
Secondary School District	Salinas Union High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$131,646 (+2%) Land $65,823 Building $65,823
2025	$1,693.00 (-2.53%)	$129,066 (+4.04%) Land $64,533 Building $64,533
2024	$1,737.00 (+1.88%)
2023	$1,705.00 (+11.15%)	$124,056 Land $62,028 Building $62,028
2022	$1,534.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ALCO WATER SERVICE private · serves 56,253 people · EPA ID CA2710001
Water Source	Groundwater
Last State Inspection	Feb 2022
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 698 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	300 / 100

May also be available: AT&T, Cruzio, GeoLinks, T-Mobile, Verizon.

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