640 Tower St, North Bend, OR 97459 Property Records

Coos County property record for 640 Tower St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,370 sqft · built 1947
Lot Size	0.113 acres (4,906 sqft)
Owner	Individual Name on Record
Last Sale	$311,000 (May 2022)
Tax Bill	$1,789 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Nov 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W22AD0520000`

Property Details

APN / Parcel Number

Primary APN	`25S13W22AD0520000`
Alternative APNs	`25 S 13 W 22 AD 5200` `05541500` `5541500`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,370 sqft Living Area
1st Floor Area	1,370 sqft
Utility Room	Utility Room
Flooring	Carpet

Exterior

Year Built	Built 1947
Effective Year Built	Effective 1975
Exterior Material	Wood Shingle
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	4,906 sqft (0.113 acres)
Porch	Open Porch
Patio Area	288 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5541500
Street Address	640 TOWER ST
City	NORTH BEND
State	OR
Zip	97459-2849
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM
Legal Range	13W
Legal Township	25S
Legal Section	22
Legal Subdivision	COOS BAY PLAT B
Legal Block	65
Legal Lot Number	5200
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1036
Census Tract	300

Owner

Source: Coos County records, as of May 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 TOWER ST, NORTH BEND, OR 97459-2849
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 5, 2022	Warranty Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Nov 3, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 24, 2017	Deed of Trust, Mortgage · FHA Mortgage US BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 5, 2022 · Amount on Record
Deed Sale	May 5, 2022 · Amount on Record
Prior Sale	Apr 23, 2008 · Amount on Record
Deed Document Number	20224202
Prior Transfer Date	Jan 23, 2007
Prior Transfer Doc	200700988
Record Updated	Sep 20, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COOS OR
Recording Date	May 5, 2022
Property Address	640 TOWER ST, NORTH BEND, OR 97459-2849
Document Number	0202204202
Instrument Date	Apr 30, 2022
Instrument	2022-04202
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	TICOR TITLE COOS BAY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 TOWER ST, NORTH BEND, OR 97459-2849

Mortgage

Document Number	0202204203
Date	May 5, 2022
Instrument	2022-04203

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2052

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	640 TOWER ST, NORTH BEND, OR 97459-2849
Transaction Type	Mortgage
Record Updated	Nov 15, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 TOWER ST, NORTH BEND, OR 97459-2849

Mortgage

Document Number	202112341
Date	Nov 3, 2021
Instrument	2021-12341

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	356 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	640 TOWER ST, NORTH BEND, OR 97459-2849
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201706940
Date	Jul 24, 2017
Instrument	2017-06940

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2047

Tax Assessment & Valuation

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,789.00 (-0.94%)	$120,920 (+3%)	$248,960 (+2.03%) Land $78,680 Building $170,280
2024	$1,806.00 (+3.02%)	$117,400 (+2.99%)	$244,000 (-5.57%) Land $78,680 Building $165,320
2023	$1,753.00 (+1.1%)	$113,990 (+3%)	$258,380 (+16.75%) Land $78,680 Building $179,700
2022	$1,734.00	$110,670	$221,310 Land $69,020 Building $152,290

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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