640 Titus Rd, Springfield, OH 45502 Property Records

Clark County property record for 640 Titus Rd, Springfield, OH 45502

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,092 sqft · built 1972
Lot Size	0.719 acres (31,363 sqft)
Owner	Individual Name on Record
Last Sale	$170,000 (Aug 2021)
Tax Bill	$2,027 (2024)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Mar 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`300-07-00004-000-025`

Property Details

APN / Parcel Number

Primary APN	`300-07-00004-000-025`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,092 sqft Living Area
1st Floor Area	1,092 sqft

Exterior

Year Built	Built 1972
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	31,363 sqft (0.719 acres)
Garage Area	312 sqft
Porch	Porch
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	640 TITUS RD
City	SPRINGFIELD
State	OH
Zip	45502-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT N E QR
Legal Subdivision	MRS
Jurisdiction	CLARK OH
Township / Civil Division	SPRINGFIELD
Census Block Group	5
Census Block	5023
Census Tract	2200

Owner

Source: Clark County records, as of March 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	640 TITUS RD, SPRINGFIELD, OH 45502-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2021	Survivorship Deed, Transfer · FHA Mortgage HALLMARK HOME MORTGAGE LLC
Mar 24, 2017	Warranty Deed, Transfer · Conventional Mortgage POLARIS HOME FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2021 · Amount on Record
Deed Sale	Aug 16, 2021 · Amount on Record
Prior Sale	Mar 24, 2017 · Amount on Record
Deed Document Number	3399
Deed Book / Page	2196 / 206
Record Updated	Jun 8, 2026

August 2021: Survivorship Deed, Transfer

Document Type	Survivorship Deed
Jurisdiction	CLARK OH
Recording Date	Aug 16, 2021
Property Address	640 TITUS RD, SPRINGFIELD, OH 45502-9307
Document Number	0000014253
Book / Page	2196 / 206
Instrument Date	Aug 6, 2021
Instrument	202100014253
Transaction Type	Transfer
Record Updated	Aug 27, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	640 TITUS RD, SPRINGFIELD, OH 45502-9307

Mortgage

Document Number	0000014254
Date	Aug 16, 2021
Instrument	202100014254

Lender

Name	HALLMARK HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CLARK OH
Recording Date	Mar 24, 2017
Property Address	640 TITUS RD, SPRINGFIELD, OH 45502-9307
Document Number	0000004321
Book / Page	2111 / 1925
Instrument Date	Mar 20, 2017
Instrument	201700004321
Transaction Type	Transfer
Record Updated	Jan 28, 2022
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	640 TITUS RD, SPRINGFIELD, OH 45502-9307

Mortgage

Document Number	0000004322
Date	Mar 24, 2017
Instrument	201700004322

Lender

Name	POLARIS HOME FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Clark County assessment roll, as of August 8, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Clark County
County Subdivision	Springfield Township
Unified School District	Clark-Shawnee Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$55,590 (+37.46%) Land $15,050 Building $40,540	$158,820 (+37.47%) Land $43,000 Building $115,820
2024	$2,027.00 (+3.47%)
2023		$40,440 Land $10,900 Building $29,540
2022	$1,959.00		$115,530 Land $31,130 Building $84,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 17, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	6 (1979–2026)
Claims Outside the SFHA	5 of 6
Most Recent Claim	May 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 74% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

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