640 Timber Dr, Waupaca, WI 54981 Property Records

Waupaca County property record for 640 Timber Dr, Waupaca, WI 54981

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,341 sqft · built 1994
Lot Size	0.381 acres (16,596 sqft)
Owner	2 Individual Names on Record
Last Sale	$180,000 (Sep 2013)
Tax Bill	$4,372 (2025)
Deeds & Mortgages	Jul 2021 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`34-19-72-21`

Property Details

APN / Parcel Number

Primary APN	`34-19-72-21`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	2 Stories
Building Area	2,341 sqft Living Area
Gross Area	3,567 sqft
Basement Area	1,226 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1994
Effective Year Built	Effective 1994
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Roof Material	Asphalt
Lot Area	16,596 sqft (0.381 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	640 TIMBER DR
City	WAUPACA
State	WI
Zip	54981-1059
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT2 BLK2 WOODLAND PARK EST SUB V748P946&947
Legal Range	12E
Legal Township	22N
Legal Section	19
Legal Subdivision	WOODLAND PARK EST SUB
Legal Block	2
Legal Lot Number	2
Jurisdiction	WAUPACA WI
Township / Civil Division	WAUPACA
Census Block Group	1
Census Block	1018
Census Tract	101000

Owner

Source: Waupaca County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 TIMBER DR, WAUPACA, WI 54981-1059
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 12, 2021	Deed of Trust, Mortgage · Line of Credit FIVE POINTS BANK OF HASTINGS
Nov 25, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIVE POINTS BANK OF HASTINGS
Apr 3, 2017	Deed of Trust, Mortgage · Line of Credit HOMETOWN BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2013 · Amount on Record
Deed Sale	Sep 17, 2013 · Amount on Record
Deed Document Number	2013817020
Record Updated	Sep 20, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	640 TIMBER DR, WAUPACA, WI 54981-1059
Transaction Type	Mortgage
Record Updated	Jul 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 TIMBER DR, WAUPACA, WI 54981-1059

Mortgage

Document Number	896514
Date	Jul 12, 2021
Instrument	896514

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	NESHKORO, WI 54960

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jul 12, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	640 TIMBER DR, WAUPACA, WI 54981-1059
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	888850
Date	Nov 25, 2020
Instrument	888850

Lender

Name	FIVE POINTS BANK OF HASTINGS
Type	Bank
Address	FOND DU LAC, WI 54935

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Dec 1, 2030

April 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WAUPACA WI
Property Address	640 TIMBER DR, WAUPACA, WI 54981-1059
Transaction Type	Mortgage
Record Updated	Apr 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	, 850712
Date	Apr 3, 2017
Instrument	850712

Lender

Name	HOMETOWN BANK
Type	Bank
Address	REDGRANITE, WI 54970

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 3, 2022

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Waupaca County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Wisconsin
County	Waupaca County
Municipality	Waupaca City
Unified School District	Waupaca School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,372.00 (+4.67%)	$250,500 (-) Land $32,800 Building $217,700
2023	$4,177.00 (-5.58%)	$250,500 (+33.46%) Land $32,800 Building $217,700	$320,709 (+33.46%) Land $41,993 Building $278,716
2022	$4,424.00	$187,700 Land $28,000 Building $159,700	$240,307 Land $35,847 Building $204,460

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (1989)
Most Recent Claim	Mar 1989 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Wisconsin
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAUPACA WATERWORKS serves 6,062 people · EPA ID WI4690402
Water Source	Groundwater
Last State Inspection	Nov 2024
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Amherst Communications.

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