640 Thayer Rd, Santa Cruz, CA 95060 Property Records

Santa Cruz County property record for 640 Thayer Rd, Santa Cruz, CA 95060

Property Summary

Property Type	Timberland, Forest, Woodland Vacant Land
Details	3 bd · 2.5 ba · 6,535 sqft · built 2002
Lot Size	35.9 acres (1,564,849 sqft)
Owner	2 Individual Names on Record
Last Sale	$400,000 (Jul 1998)
Tax Bill	$13,910 (2025)
Deeds & Mortgages	Jan 2024 Transfer Jan 2024 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`063-011-33`

Property Details

APN / Parcel Number

Primary APN	`063-011-33`
Alternative APN	`063-011-33-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Building Area	6,535 sqft Gross Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	1,564,849 sqft
Terrain	Combination
Garage Type	Attached
Garage Area	624 sqft
Parking Spaces	2 Parking Spaces
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	640 THAYER RD
City	SANTA CRUZ
State	CA
Zip	95060-9768
Property Category	Vacant Land
Property Type	Vacant Land > Timberland, Forest, Woodland
Local Zoning Code	TP
Legal Description	PARCEL MAPS 27 PG 37
Legal Subdivision	P27-37
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WEST SANTA CRUZ
Census Block Group	3
Census Block	3001
Census Tract	120200

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 11, 2024	Intrafamily Transfer, Transfer
Jan 11, 2024	Intrafamily Transfer, Transfer
May 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEXPRESS MORTGAGE CORP
Dec 3, 2019	Quit Claim Deed, Transfer SPROUT MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 17, 1998 · Amount on Record
Deed Sale	Jul 17, 1998 · Amount on Record
Deed Document Number	199840687
Last Transfer Date	Dec 19, 2023
Transfer Doc	0000000590
Record Updated	Sep 20, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 11, 2024
Property Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768
Document Number	0000000591
Map Reference	MB 27 PG 37
Instrument Date	Dec 19, 2023
Instrument	2024-0000591
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 11, 2024
Property Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768
Document Number	0000000590
Map Reference	MB 27 PG 37
Instrument Date	Dec 19, 2023
Instrument	2024-0000590
Transaction Type	Transfer
Record Updated	Jan 25, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768
Transaction Type	Mortgage
Record Updated	May 27, 2021
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768

Mortgage

Document Number	0000027191
Date	May 12, 2021
Instrument	2021-0027191

Lender

Name	HOMEXPRESS MORTGAGE CORP
Type	Mortgage Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

December 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 3, 2019
Property Address	640 THAYER RD, SANTA CRUZ, CA 95060-9768
Document Number	0000037662
Instrument Date	Nov 27, 2019
Instrument	37662
Transaction Type	Transfer
Record Updated	Dec 19, 2019
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 THAYER RD SANTA CRUZ CA 950609768, SANTA CRUZ, CA 95060-9768

Mortgage

Document Number	37663
Date	Dec 3, 2019
Instrument	37663

Lender

Name	SPROUT MTG
Address	4600 FULLER DR # 300, IRVING, TX 75038-6554

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 2, 2049

Interest

Rate Type	Adjustable Rate
Rate	5.21%

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Elementary School District	Bonny Doon Union Elementary School District (KG - 06)
Secondary School District	Santa Cruz City High School District (07 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,209,792 (+1.99%) Land $410,703 Building $799,089
2025	$13,910.00 (+40.24%) Homeowner's exemption	$1,186,227 (+36.76%) Land $402,807 Building $783,420
2023	$9,919.00 (+1.64%) Homeowner's exemption	$867,350 Land $357,144 Building $510,206
2022	$9,759.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 66% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 10 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

Cell Coverage

No cell data coverage reported

Nearby Properties on Thayer Rd

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