Bergen County and Oradell Borough property record for 640 Taylor Ave, Oradell, NJ 07649
| Property Type | Single Family Home |
|---|---|
| Details | 1,798 sqft · built 1952 |
| Lot Size | 0.43 acres (18,748 sqft) |
| Owner | Individual Name on File |
| Last Sale | $510,000 (Aug 2006) |
| Tax Bill | $16,632 (2025) |
| Deeds & Mortgages | Jan 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 44-00209-0000-00020 |
| Primary APN | 44-00209-0000-00020 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,798 sqft Living Area |
| 1st Floor Area | 1,798 sqft |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Lot Area | 18,748 sqft (0.43 acres) |
| Lot Dimensions | 150 ft deep x 125 ft wide |
| Parking Spaces | 2 Parking Spaces |
| Account Number | 120400 |
|---|---|
| Street Address | 640 TAYLOR AVE |
| City | ORADELL |
| State | NJ |
| Zip | 07649-2525 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R4 |
| Legal Description | 125X150 |
| Legal Block | 209 |
| Legal Lot Number | 20 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | ORADELL |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 40002 |
640 Taylor Ave is owned by an individual who bought it in August 2006.
Source: Bergen County and Oradell Borough records, as of June 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10 JOANNA WAY, CHATHAM, NJ 07928-2968 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 9, 2006 · Amount on File |
| Deed Sale | Aug 9, 2006 · Amount on File |
| Deed Book / Page | 9125 / 823 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 640 TAYLOR AVE, ORADELL, NJ 07649-2525 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NATIONAL TITLE INSURANCE |
| Name | Verified Name |
|---|
| Document Number | 0024921381 |
|---|---|
| Date | Jan 5, 2017 |
| Book Page | 02492/1381 |
| Instrument | 17-001465 |
| Name | TWO RIVER COMMUNITY BANK |
|---|---|
| Type | Bank |
| Address | EATONTOWN, NJ 07724 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jan 1, 2032 |
The 2025 property tax bill for 640 Taylor Ave was $16,632, up 5.9% from the year before.
Source: Bergen County and Oradell Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Oradell Borough |
| Elementary School District | Oradell Borough School District (KG - 06) |
| Secondary School District | River Dell Regional School District (07 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $757,900 (+4.58%) Land $442,100 Building $315,800 | $757,900 (+4.58%) Land $442,100 Building $315,800 | |
| 2025 | $16,632.00 (+5.92%) | $724,700 Land $416,600 Building $308,100 | $724,700 Land $416,600 Building $308,100 |
| 2024 | $15,703.00 | ||
| 2023 | $574,400 Land $302,100 Building $272,300 | $574,400 Land $302,100 Building $272,300 | |
| 2022 | $14,717.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 640 Taylor Ave in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1979–2011) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Aug 2011 · Hurricane Irene |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 640 Taylor Ave is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 463 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Optimum Fiber · Cable | 8,000 / 8,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| Starlink Satellite | 280 / 30 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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