640 Taft Ave, El Cajon, CA 92020 Property Records

San Diego County property record for 640 Taft Ave, El Cajon, CA 92020 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Bathrooms2 Baths
Year BuiltBuilt 1952
Square Footage1,632 sqft Living Area
Lot Size10,500 sqft (0.241 acres)
OccupancyOwner Occupied
Last Sale$695,000 (2021)
Tax Bill$10,546.00 (2025)

Owner

Source: San Diego County records · APN 488-333-18-00

Assessment roll updated July 28, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address640 TAFT AVE, EL CAJON, CA 92020-5320
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Dec 12, 2025Deed of Trust, Mortgage · Stand Alone Second Mortgage
PENNYMAC LOAN SERVICES LLC
Jun 06, 2023Intrafamily Transfer, Transfer
Apr 20, 2021Grant Deed, Transfer · Conventional Mortgage
WORLD WIDE CREDIT CORP
Mar 28, 2017Quit Claim Deed, Transfer
TITLE 365
Mar 28, 2017Grant Deed, Transfer · Federal Housing Administration (FHA) Mortgage
MOTIVE LNDG

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleApr 20, 2021 · Amount on Record
Deed SaleApr 20, 2021 · Amount on Record
Prior SaleMar 28, 2017 · Amount on Record
Deed Doc Number2021306046
Last Transfer DateMay 01, 2023
Transfer Doc0000147745
Record RefreshedSep 20, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address640 TAFT AVE, EL CAJON, CA 92020-5320
Transaction TypeMortgage
Record UpdatedDec 26, 2025
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 TAFT AVE, EL CAJON, CA 92020-5320

Mortgage

Document Number0000350648
DateDec 12, 2025
Instrument2025-0350648
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeStand Alone Second Mortgage
AmountAmount Recorded
Term239 Months
DueNov 01, 2045

June 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSAN DIEGO CA
Recording DateJun 06, 2023
Property Address640 TAFT AVE, EL CAJON, CA 92020-5320
Document Number0000147745
Map ReferenceMAP 1173
Instrument DateJun 05, 2023
Instrument2023-0147745
Transaction TypeTransfer
Record UpdatedJun 15, 2023

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 TAFT AVE, EL CAJON, CA 92020-5320

April 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateApr 20, 2021
Property Address640 TAFT AVE, EL CAJON, CA 92020-5320
Document Number0000306046
Map ReferenceMAP 1173
Instrument DateMar 24, 2021
Instrument2021-0306046
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanyEQUITY TITLE COMPANY, EQUITY TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address640 TAFT AVE, EL CAJON, CA 92020-5320

Mortgage

Document Number0000306047
DateApr 20, 2021
Instrument2021-0306047
Lender
NameWORLD WIDE CREDIT CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2051

March 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2017
Property Address640 TAFT AVE, EL CAJON, CA 92020-5320
Document Number0000138915
Instrument DateMar 10, 2017
Instrument138915
Transaction TypeTransfer
Record UpdatedApr 04, 2017
Title CompanyTITLE 365

Transaction

Tax$0.00
Amount AccuracyFull Value
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSeparate Estate/Property
Address640 TAFT AVE EL CAJON CA 920205320, EL CAJON, CA 92020-5320

March 2017: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 28, 2017
Property Address640 TAFT AVE, EL CAJON, CA 92020-5320
Document Number0000138916
Instrument DateFeb 04, 2017
Instrument138916
Transaction TypeTransfer
Record UpdatedApr 04, 2017
Title CompanyTITLE 365

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$504.90
Amount AccuracyFull Value
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address640 TAFT AVE EL CAJON CA 920205320, EL CAJON, CA 92020-5320

Mortgage

Document Number138917
DateMar 28, 2017
Instrument138917
Lender
NameMOTIVE LNDG
AddressFLINT, MI 48501-2026
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueMar 27, 2047

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 28, 2026 · Last verified August 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityEl Cajon City
Elementary School DistrictCajon Valley Union Elementary School District (KG - 08)
Secondary School DistrictGrossmont Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$824,067 (+2%) Land $421,373 Building $402,694
2025$10,546.00 (+7.85%) Homeowner's exemption$807,910 (+11.73%) Land $413,111 Building $394,799
2023$9,778.00 (+5.03%) Homeowner's exemption$723,078 Land $364,140 Building $358,938
2022$9,310.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN488-333-18-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Building Area1,632 sqft Living Area

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Lot Area10,500 sqft (0.241 acres)
Parking Spaces6 Parking Spaces
Garage TypeCarport Garage
CarportCarport

Location & Zoning

Street Address640 TAFT AVE
CityEL CAJON
StateCA
Zip92020-5320
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBLK 14 LOT 8 E 1/2 TR 001173
Legal SubdivisionCHASE ADD
Legal Tract001173
Legal Block14
Legal Lot Number8
JurisdictionSAN DIEGO CA
Minor Civil DivisionSAN DIEGO
Census Blockgroup4
Census Block4003
Census Tract15802

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