San Francisco City property record for 640 Sutter St, San Francisco, CA 94102
| Property Type | Nightclub or Cocktail Lounge |
|---|---|
| Details | 59 ba · 101,662 sqft · built 1916 |
| Lot Size | 0.004 acres (189 sqft) |
| Owner | Company Name on Record |
| Tax Bill | $30,682 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit Apr 2026 Mortgage + 2 more |
| APN | 0283-022 |
| Primary APN | 0283-022 |
|---|
| Full Baths | 59 Baths |
|---|---|
| Total Rooms | 108 Rooms |
| Stories | 6 Stories |
| Building Area | 101,662 sqft Gross Area |
| 1st Floor Area | 101,662 sqft |
| Year Built | Built 1916 |
|---|---|
| Effective Year Built | Effective 1916 |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 189 sqft (0.004 acres) |
| Street Address | 640 SUTTER ST |
|---|---|
| City | SAN FRANCISCO |
| State | CA |
| Zip | 94102-1018 |
| Property Category | Commercial |
| Property Type | Commercial > Retail > Nightclub or Cocktail Lounge |
| Local Zoning Code | C3G |
| Legal Subdivision | 50 VARA BL 193 |
| Legal Block | 283 |
| Legal Lot Number | 22 |
| Jurisdiction | SAN FRANCISCO CA |
| Township / Civil Division | DOWNTOWN-NORTHEAST NEIGHBORHOODS-TREASURE ISLAND |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 12100 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Lower Nob Hill Apartment Hotel District listed 1991 · 296 contributing resources · NRIS 91000957 |
|---|---|
| Individually Listed | Woman's Athletic Club of San Francisco listed 2004 · 1 contributing resources · NRIS 04000955 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: San Francisco City records, as of September 8, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Owner Type | Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Apr 7, 2026 | Deed of Trust, Mortgage · Line of Credit FIVE STAR BANK |
| Apr 7, 2026 | Deed of Trust, Mortgage · Conventional Mortgage FIVE STAR BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SIGNATURE BANK |
| Jul 15, 2021 | Deed of Trust, Mortgage · Commercial Mortgage SIGNATURE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Apr 7, 2026 |
| Property Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 0000033264 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202633264 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 0000033264, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202633264 |
| Name | FIVE STAR BANK |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Recording Date | Apr 7, 2026 |
| Property Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 0000033262 |
| Instrument Date | Mar 20, 2026 |
| Instrument | 202633262 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Company, 103 |
| Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 0000033262, |
|---|---|
| Date | Apr 7, 2026 |
| Instrument | 202633262 |
| Name | FIVE STAR BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.01% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Property Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 2021110874 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021110874 |
| Name | SIGNATURE BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN FRANCISCO CA |
| Property Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 3, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 SUTTER ST, SAN FRANCISCO, CA 94102-1018 |
| Document Number | 2021110875 |
|---|---|
| Date | Jul 15, 2021 |
| Instrument | 2021110875 |
| Name | SIGNATURE BANK |
|---|---|
| Type | Bank |
| Address | SAN FRANCISCO, CA 94105 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: San Francisco City assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | California |
| County / Municipality | San Francisco City |
| Unified School District | San Francisco Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $2,477,083 (+2%) Land $1,035,279 Building $1,441,804 | |
| 2025 | $30,682.00 (+6.07%) | $2,428,475 (+4.04%) Land $1,014,963 Building $1,413,512 |
| 2023 | $28,927.00 (-33.12%) | $2,334,176 Land $975,551 Building $1,358,625 |
| 2022 | $43,255.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SFPUC CITY DISTRIBUTION DIVISION serves 848,019 people · EPA ID CA3810011 |
|---|---|
| Water Source | Purchased surface water from SAN FRANCISCO REGIONAL WATER SYSTEM |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 903 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless | 1,000 / 75 |
| Unwired Fixed Wireless | 300 / 25 |
| Etheric Networks Fixed Wireless · Fiber in parts of the area | 250 / 100 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, AT&T, GeoLinks, Google Fiber, Sail Internet, Sonic Telecom.
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