640 Sullivan St, Dubuque, IA 52003 Property Records

Dubuque County property record for 640 Sullivan St, Dubuque, IA 52003

Property Summary

Property Type	Single Family Home
Details	3 bd · 6 ba · 1,880 sqft · built 2008
Lot Size	0.126 acres (5,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Feb 2002)
Tax Bill	$4,124 (2024)
Deeds & Mortgages	Apr 2021 Line of Credit Apr 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-36-178-008`

Property Details

APN / Parcel Number

Primary APN	`10-36-178-008`

Interior

Bedrooms	3 Beds
Full Baths	6 Baths
Half Baths	4 Half Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,880 sqft Living Area
1st Floor Area	400 sqft
Upper Floors Area	262 sqft
Basement Area	400 sqft
Game Room	Game Room

Exterior

Year Built	Built 2008
Architectural Style	Traditional
Exterior Material	Fiber Cement Siding
Construction Type	Wood Frame
Lot Area	5,500 sqft (0.126 acres)
Lot Dimensions	110 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	900 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	466 sqft
Deck Area	120 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Street Address	640 SULLIVAN ST
City	DUBUQUE
State	IA
Zip	52003-7808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CI
Legal Description	LOT 1-20 SOUTH AVENUE ADD
Legal Subdivision	BRYANT
Legal Lot Number	1-20 2
Jurisdiction	DUBUQUE IA
Township / Civil Division	DUBUQUE
Census Block Group	3
Census Block	3011
Census Tract	801

Owner

Source: Dubuque County records, as of October 6, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	640 SULLIVAN ST, DUBUQUE, IA 52003-7808
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 16, 2021	Deed of Trust, Mortgage · Line of Credit NET 1 FUNDING CORP
Apr 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDWESTONE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2002 · Amount on Record
Deed Sale	Feb 28, 2002 · Amount on Record
Deed Document Number	0000024414
Record Updated	Jun 8, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	640 SULLIVAN ST, DUBUQUE, IA 52003-7808
Transaction Type	Mortgage
Record Updated	Apr 28, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006029
Date	Apr 16, 2021
Instrument	2021-00006029

Lender

Name	NET 1 FUNDING CORP
Type	Lending Institution
Address	DUBUQUE, IA 52002

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Apr 10, 2031

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DUBUQUE IA
Property Address	640 SULLIVAN ST, DUBUQUE, IA 52003-7808
Transaction Type	Mortgage
Record Updated	Apr 15, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000005340
Date	Apr 6, 2021
Instrument	2021-00005340

Lender

Name	MIDWESTONE BANK
Type	Bank
Address	STILLWATER, MN 55082

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2036

Tax Assessment & Valuation

Source: Dubuque County assessment roll, as of May 1, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Dubuque County
Municipality	Dubuque City
Unified School District	Dubuque Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$298,000 (+3.91%) Land $28,300 Building $269,700	$298,000 (+3.91%) Land $28,300 Building $269,700
2024	$4,124.00 (+6.29%)
2023		$286,800 (+27.48%) Land $25,800 Building $261,000	$286,800 (+27.48%) Land $25,800 Building $261,000
2022	$3,880.00	$224,980 Land $23,180 Building $201,800
2021			$224,980 Land $23,180 Building $201,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 9, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2011)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2011 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 49% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBUQUE WATER WORKS serves 59,667 people · EPA ID IA3126052
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	5 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
ImOn Communications Fiber	1,000 / 1,000
Mediacom Xtream Cable · Fiber in parts of the area	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Comelec Internet Services, Nextlink.

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