Oakland County property record for 640 Suffield Ave, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 3,843 sqft · built 1936 |
| Lot Size | 0.271 acres (11,805 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $705,000 (Sep 2019) |
| Tax Bill | $15,807 (2025) |
| Deeds & Mortgages | Jul 2026 Transfer Dec 2023 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-19-26-403-010 |
| Primary APN | 08-19-26-403-010 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 13 Rooms |
| Stories | 2 Stories |
| Building Area | 3,843 sqft Living Area |
| 1st Floor Area | 1,518 sqft |
| Basement Area | 1,038 sqft |
| Unfinished Basement | 1,038 sqft |
| Game Room | Game Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1936 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Colonial |
| Exterior Material | Brick |
| Construction Type | Brick |
| Foundation Type | Raised |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,805 sqft (0.271 acres) |
| Lot Dimensions | 150 ft deep x 78 ft wide |
| Garage Area | 418 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 148 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 640 SUFFIELD AVE |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-4627 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R10E, SEC 26 SUB OF LOTS 1 TO 184 INCL OF QUARTON LAKE ESTATES SUB LOT 134 |
| Legal Range | 10E |
| Legal Township | 02N |
| Legal Section | 26 |
| Legal Subdivision | QUARTON LAKE ESTATES SUB |
| Legal Lot Number | 1-184 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 3 |
| Census Block | 3017 |
| Census Tract | 152600 |
Source: Oakland County records, as of July 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Date | Document |
|---|---|
| Jul 17, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Dec 28, 2023 | Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK |
| Feb 8, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Jun 25, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Sep 4, 2019 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 4, 2019 · Amount on Record |
| Deed Sale | Sep 4, 2019 · Amount on Record |
| Prior Sale | Oct 6, 2011 · Amount on Record |
| Deed Document Number | 2019143109 |
| Deed Book / Page | 53206 / 346 |
| Last Transfer Date | Apr 22, 2026 |
| Transfer Doc | 0000107291 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Jul 17, 2026 |
| Property Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000107291 |
| Book / Page | 61382 / 435 |
| Instrument Date | Apr 22, 2026 |
| Instrument | 2026107291 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2024 |
| Name | Verified Name |
|---|---|
| Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000139492 |
|---|---|
| Date | Dec 28, 2023 |
| Book Page | 59085/586 |
| Instrument | 139492 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43231 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 9, 2053 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Transaction Type | Mortgage |
| Record Updated | Feb 10, 2023 |
| Name | Verified Name |
|---|---|
| Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000033880 |
|---|---|
| Date | Feb 8, 2021 |
| Book Page | 55657/672 |
| Instrument | 33880 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Feb 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000128634 |
| Instrument Date | Jun 25, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 29, 2020 |
| Title Company | CISLO TITLE, CISLO TITLE CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 640 SUFFIELD AVE BIRMINGHAM MI 480094627, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000128634 |
|---|---|
| Date | Jul 2, 2020 |
| Book Page | 054437/000061 |
| Instrument | 128634 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND MI |
| Recording Date | Sep 4, 2019 |
| Property Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 0000143109 |
| Book / Page | 53206 / 00346 |
| Map Reference | LB 32 PG 40 |
| Instrument Date | Aug 22, 2019 |
| Instrument | 143109 |
| Transaction Type | Transfer |
| Record Updated | Jun 29, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,063.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 SUFFIELD AVE, 640, BIRMINGHAM, MI 48009-4627 |
| Name | Verified Name |
|---|---|
| Address | 640 SUFFIELD AVE, BIRMINGHAM, MI 48009-4627 |
| Document Number | 5320600253 |
|---|---|
| Date | Sep 4, 2019 |
| Instrument | 53206/00253 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,807.00 (+6.74%) Homeowner's exemption | $626,560 (+71.39%) | $1,253,120 (+71.39%) |
| 2024 | $14,809.00 (+4.07%) | ||
| 2023 | $365,570 | $731,140 | |
| 2021 | $14,230.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.4% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 395 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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