640 Stove Point Rd, Deltaville, VA 23043 Property Records

Middlesex County property record for 640 Stove Point Rd, Deltaville, VA 23043

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,081 sqft · built 2000
Lot Size	1.09 acres (47,669 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,212 (2026)
Deeds & Mortgages	Jan 2026 Transfer May 2017 Transfer
Flood Zone	Zone X (minimal risk)
APN	`46 2 18`

Property Details

APN / Parcel Number

Primary APN	`46 2 18`
Alternative APN	`4554`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	3,081 sqft Living Area
Gross Area	5,787 sqft
1st Floor Area	3,081 sqft
Flooring	Cork
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2012
Exterior Material	Vinyl
Foundation Type	Brick
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	47,669 sqft (1.09 acres)

Exterior Amenities

Porch	Patio
Porch Area	144 sqft
Deck Area	300 sqft
Storage Building	320 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	4554
Street Address	640 STOVE POINT RD
City	DELTAVILLE
State	VA
Zip	23043-2015
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R
Legal Description	STOVE POINT 46-1 LOT 18 DB 133-474 D17-848 D26-92
Legal Subdivision	STOVE POINT
Legal Lot Number	18
Jurisdiction	MIDDLESEX VA
Township / Civil Division	PINE TOP
Census Block Group	1
Census Block	1036
Census Tract	951200

Owner

Source: Middlesex County records, as of October 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	407 HENRI RD, RICHMOND, VA 23226-2713
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 20, 2026	Transfer on Death Deed, Transfer
May 30, 2017	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jan 9, 2026
Transfer Doc	0000000092
Record Updated	Oct 29, 2026

January 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	MIDDLESEX VA
Recording Date	Jan 20, 2026
Property Address	640 STOVE POINT RD, DELTAVILLE, VA 23043-2015
Document Number	0260000092
Map Reference	MB 133 PG 474
Instrument Date	Jan 9, 2026
Instrument	260000092
Transaction Type	Transfer
Record Updated	Feb 3, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3407 HENRI ROAD, RICHMOND, VA 23226

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust

May 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MIDDLESEX VA
Recording Date	May 30, 2017
Property Address	640 STOVE POINT RD, DELTAVILLE, VA 23043-2015
Document Number	170000848
Instrument Date	May 24, 2017
Instrument	170000848
Transaction Type	Transfer
Record Updated	Dec 7, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Middlesex County assessment roll, as of October 8, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Middlesex County
Unified School District	Middlesex County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,212.00	$854,500 (-) Land $362,000 Building $492,500	$854,500 (-) Land $362,000 Building $492,500
2025	$5,212.00	$854,500 (-) Land $362,000 Building $492,500	$854,500 (-) Land $362,000 Building $492,500
2023	$5,212.00	$854,500 Land $362,000 Building $492,500	$854,500 Land $362,000 Building $492,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone VE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 129 policies
Nearby Flood Policies	129 in force
Nearby Flood Claims	46 (1992–2022)
Claims Outside the SFHA	7 of 46
Most Recent Claim	Oct 2022 · other causes
Claims by Event	Tropical Depression Ernesto, Severe Storms And Flooding, Sep 2006 · 17 claims Hurricane Isabel, Sep 2003 · 12 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 98% of Virginia
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 36 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Breezeline Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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