640 State St, North Bend, OR 97459 Property Records

Coos County property record for 640 State St, North Bend, OR 97459

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 1,824 sqft · built 1956
Lot Size	0.152 acres (6,613 sqft)
Owner	2 Individual Names on File
Last Sale	$160,000 (Jan 2014)
Tax Bill	$2,940 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`25S13W22AA0600000`

Property Details

APN / Parcel Number

Primary APN	`25S13W22AA0600000`
Alternative APNs	`25 S 13 W 22 AA 6000` `05533301` `5533301`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,824 sqft
Utility Room	Utility Room
Flooring	Carpet
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1977
Exterior Material	Wood Shingle
Roof Type	Flat
Roof Material	Other
Lot Area	6,613 sqft (0.152 acres)
Patio Area	200 sqft
Shed	1 Shed
Shed Area	64 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	5533301
Street Address	640 STATE ST
City	NORTH BEND
State	OR
Zip	97459-3051
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-5
Legal Range	13W
Legal Township	25S
Legal Section	22
Legal Subdivision	COOS BAY PLAT B
Legal Lot Number	6000
Jurisdiction	COOS OR
Township / Civil Division	COOS BAY
Census Block Group	1
Census Block	1020
Census Tract	300

Owner

640 State St is owned and occupied by two individuals who bought it in January 2014.

Source: Coos County records, as of May 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	640 STATE ST, NORTH BEND, OR 97459-3051
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2026	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Nov 28, 2022	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Nov 15, 2019	Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 31, 2014 · Amount on File
Deed Sale	Jan 31, 2014 · Amount on File
Deed Document Number	2014704
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	640 STATE ST, NORTH BEND, OR 97459-3051
Transaction Type	Mortgage
Record Updated	Feb 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 STATE ST, NORTH BEND, OR 97459-3051

Mortgage

Document Number	0202600347
Date	Jan 16, 2026
Instrument	2026-00347

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	325 Months
Due	Feb 1, 2053

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	640 STATE ST, NORTH BEND, OR 97459-3051
Transaction Type	Mortgage
Record Updated	Dec 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 STATE ST, NORTH BEND, OR 97459-3051

Mortgage

Document Number	0202210358
Date	Nov 28, 2022
Instrument	2022-10358

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2052

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOS OR
Property Address	640 STATE ST, NORTH BEND, OR 97459-3051
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	MULTIPLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201910440
Date	Nov 15, 2019
Instrument	2019-10440

Lender

Name	AMERICAN FINANCING CORP
Type	Lending Institution
Address	AURORA, CO 80014

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 640 State St was $2,940, down 0.9% from the year before.

Source: Coos County assessment roll, as of November 12, 2025

Property Jurisdictions

Type	Name
State	Oregon
County	Coos County
Municipality	North Bend City
Unified School District	North Bend School District 13 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,940.00 (-0.94%)	$198,670 (+3%)	$346,050 (+2.25%) Land $84,780 Building $261,270
2024	$2,968.00 (+3.06%)	$192,890 (+3%)	$338,440 (-6.12%) Land $84,780 Building $253,660
2023	$2,880.00 (+1.09%)	$187,280 (+3%)	$360,500 (+17.03%) Land $84,780 Building $275,720
2022	$2,849.00	$181,830	$308,030 Land $74,370 Building $233,660

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 640 State St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective December 6, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2002)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Dec 2002 · alluvial fan flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 640 State St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.8% of Oregon
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COOS BAY NORTH BEND WTR BRD serves 34,500 people · EPA ID OR4100205
Water Source	Surface water
Last State Inspection	Apr 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 421 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
DFN Fiber	2,500 / 2,500
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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