Santa Cruz County property record for 640 Starview Ter, Los Gatos, CA 95033
| Property Type | Recreational Vacant Land |
|---|---|
| Details | 3 bd · 2.5 ba · 2,475 sqft · built 1998 |
| Lot Size | 1.22 acres (53,492 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $765,000 (Jul 2003) |
| Tax Bill | $13,240 (2025) |
| Deeds & Mortgages | Sep 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 097-171-20 |
| Primary APN | 097-171-20 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Building Area | 2,475 sqft Gross Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 53,492 sqft |
| Terrain | Steep |
| View / Lot | Mountain |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 967 sqft |
| Patio Area | 967 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 640 STARVIEW TER |
|---|---|
| City | LOS GATOS |
| State | CA |
| Zip | 95033-9271 |
| Property Category | Public Works |
| Property Type | Public Works > Recreational Vacant Land |
| Local Zoning Code | SU |
| Legal Subdivision | SOQUEL AUGMENTATION RHO |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SUMMIT ROAD |
| Census Block Group | 1 |
| Census Block | 1012 |
| Census Tract | 121000 |
Source: Santa Cruz County records, as of September 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 640 STARVIEW TER, LOS GATOS, CA 95033-9271 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 2, 2003 · Amount on Record |
| Deed Sale | Jul 2, 2003 · Amount on Record |
| Prior Sale | Oct 29, 1997 · Amount on Record |
| Deed Document Number | 200364539 |
| Prior Transfer Date | Sep 3, 2002 |
| Prior Transfer Doc | 0000063728 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Sep 10, 2026 |
| Property Address | 640 STARVIEW TER, LOS GATOS, CA 95033-9271 |
| Document Number | 0000020422 |
| Instrument Date | Sep 4, 2026 |
| Instrument | 202620422 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 640 STARVIEW TER, LOS GATOS, CA 95033-9271 |
| Document Number | 0000020422, |
|---|---|
| Date | Sep 10, 2026 |
| Instrument | 202620422 |
| Name | BMO HARRIS BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Santa Cruz County assessment roll, as of August 19, 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Elementary School District | Loma Prieta Joint Union Elementary School District (KG - 08) |
| Secondary School District | Los Gatos-Saratoga Joint Union School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,109,430 (+2%) Land $413,317 Building $696,113 | ||
| 2025 | $13,240.00 (+4.65%) | $1,087,677 (+4.04%) Land $405,213 Building $682,464 | |
| 2023 | $12,652.00 (+4.64%) | $1,045,441 Land $389,478 Building $655,963 | $1,314,450 |
| 2022 | $12,091.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 4 (1982–2017) |
| Claims Outside the SFHA | 3 of 4 |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · lower than 65% of California |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Surfnet Communications Fixed Wireless · Fiber in parts of the area | 100 / 25 |
May also be available: Cruzio, Xfinity.
5G (outdoors only) and 4G LTE
Search by:
By searching, you agree to: Terms • Privacy • Disclosures