640 Spruell Rd, Monroe, LA 71202 Property Records

Ouachita Parish property record for 640 Spruell Rd, Monroe, LA 71202

Property Summary

Property Type	Single Family Home
Lot Size	0.573 acres (24,960 sqft)
Owner	Individual Name on Record
Last Sale	$90,000 (Apr 2025)
Deeds & Mortgages	Jan 2025 Mortgage Apr 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`135352`

Property Details

APN / Parcel Number

Primary APN	`135352`

Exterior

Lot Area	24,960 sqft (0.573 acres)

Location & Zoning

Street Address	640 SPRUELL RD
City	MONROE
State	LA
Zip	71202-8033
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	0.573 ACS M/L IN NW4 SEC 15 T16N R4E, FROM NW COR OF NW4 OF SAID SEC 15, S ALG THE W/L OF SAID SEC 15 1322.23, N89-12-49E 621
Jurisdiction	OUACHITA LA
Township / Civil Division	F
Census Block Group	2
Census Block	2077
Census Tract	10604

Owner

Source: Ouachita Parish records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	640 SPRUELL RD, MONROE, LA 71202-8033
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2025	Deed of Trust, Mortgage HOMELAND FEDERAL SAVINGS BANK
Apr 21, 2025	Cash Sale Deed, Transfer · Conventional Mortgage HOMELAND FEDERAL SAVINGS BANK
Jun 21, 2019	Deed, Transfer · Stand-Alone First Mortgage HOMELAND FSB

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 21, 2025 · Amount on Record
Deed Sale	Apr 21, 2025 · Amount on Record
Prior Sale	Jun 21, 2019 · Amount on Record
Deed Document Number	0001914792
Record Updated	Jun 8, 2026

January 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OUACHITA LA
Property Address	640 SPRUELL RD, MONROE, LA 71202-8033
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001908722
Date	Jan 3, 2025
Instrument	1908722

Lender

Name	HOMELAND FEDERAL SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

April 2025: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	OUACHITA LA
Recording Date	Apr 21, 2025
Property Address	640 SPRUELL RD, MONROE, LA 71202-8033
Document Number	0001914792
Instrument Date	Apr 21, 2025
Instrument	1914792
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 SPRUELL RD, MONROE, LA 71202-8033

Mortgage

Document Number	0001914793
Date	Apr 21, 2025
Instrument	1914793

Lender

Name	HOMELAND FEDERAL SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

June 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	OUACHITA LA
Recording Date	Jun 21, 2019
Property Address	640 SPRUELL RD, MONROE, LA 71202-8033
Document Number	002586/486
Book / Page	2586 / 486
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0003780103
Date	Jun 21, 2019
Instrument	3780/103

Lender

Name	HOMELAND FSB

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Ouachita Parish assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Louisiana
County	Ouachita Parish
Unified School District	Ouachita Parish School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$2,919 (-) Land $199 Building $2,720	$29,190 (-) Land $1,990 Building $27,200
2024	$2,919 (-) Land $199 Building $2,720	$29,190 (-) Land $1,990 Building $27,200
2023	$2,919 Land $199 Building $2,720	$29,190 Land $1,990 Building $27,200

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 22, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 32 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	32 in force
Nearby Flood Claims	63 (1990–2020)
Claims Outside the SFHA	10 of 63
Most Recent Claim	Oct 2020 · Hurricane Delta
Claims by Event	Hurricane Delta, Oct 2020 · 3 claims Severe Storms And Flooding, Mar 2016 · 20 claims Severe Storms, Tornadoes & Flooding, May 1991 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 69% of Louisiana
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PRAIRIE ROAD WATER DISTRICT private · serves 2,598 people · EPA ID LA1073040
Water Source	Groundwater
Last State Inspection	Jun 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes not recorded as resolved · Apr 2026
Treatment and Procedure	Sanitary survey deficiency not corrected currently in violation since Jun 2019
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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