Elko County property record for 640 Spruce Rd, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,640 sqft · built 1928 |
| Lot Size | 9.33 acres (406,415 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $3,812 (2026) |
| Deeds & Mortgages | Mar 2022 Sale Jan 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 001-620-074 |
| Primary APN | 001-620-074 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 5,280 sqft Living Area |
| 1st Floor Area | 2,640 sqft |
| Year Built | Built 1928 |
|---|---|
| Effective Year Built | Effective 1928 |
| Construction Type | Frame |
| Roof Material | Metal |
| Lot Area | 406,415 sqft |
| Garage Type | Detached |
| Garage Area | 2,860 sqft |
| Parking Spaces | 10 Parking Spaces |
| Shed | 1 Shed |
| Shed Area | 400 sqft |
| Lawn Sprinklers | Lawn Sprinklers |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 640 SPRUCE RD |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | PARCEL 7 FILE 558248 BEING A PORTION OF,MDB&M,PREVIOUSLY ASSESSED UNDER PARCEL NUMBERS,001-620-065 AND 001-620-066,(NO HARDCO |
| Legal Range | 55E |
| Legal Township | 34N |
| Legal Section | 10 |
| Legal Subdivision | PARCEL MAP OF MARTHA BENTI |
| Legal Block | 3 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 3 |
| Census Block | 3075 |
| Census Tract | 950702 |
Source: Elko County records, as of September 29, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 5477 OVANDO WAY, LAS VEGAS, NV 89122-8652 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 21, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE ELKO |
| Jan 13, 2022 | Affidavit of Death of Joint Tenant, Transfer |
| Jul 18, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Jul 18, 2017 |
| Transfer Doc | 0000728296 |
| Record Updated | Oct 29, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Mar 21, 2022 |
| Property Address | 640 SPRUCE RD, ELKO, NV 89801 |
| Document Number | 0000803275 |
| Map Reference | FILE 558248 |
| Instrument Date | Mar 4, 2022 |
| Instrument | 803275 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Tax | $2,632.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 180 W BULLION RD, ELKO, NV 89801-8102 |
| Name | Verified Name |
|---|---|
| Address | 5477 OVANDO WAY, LAS VEGAS, NV 89122-8652 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jan 13, 2022 |
| Property Address | 640 SPRUCE RD, ELKO, NV 89801 |
| Document Number | 0000800281 |
| Map Reference | DOC 558248 |
| Instrument Date | Oct 7, 2021 |
| Instrument | 800281 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 323, ELKO, NV 89803-0323 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jul 18, 2017 |
| Property Address | SPRUCE RD, ELKO, NV 89801 |
| Document Number | 0000728296 |
| Instrument Date | Jul 18, 2017 |
| Instrument | 728296 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | PO BOX 323 ELKO NV 898030323, ELKO, NV 89803-0323 |
Source: Elko County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $3,812.00 (-0.08%) | $104,137 (-0.08%) Land $65,310 Building $38,827 | $297,534 (-0.08%) Land $186,600 Building $110,934 |
| 2025 | $3,815.00 (+6.8%) | $104,218 (+2.32%) Land $65,310 Building $38,908 | $297,766 (+2.33%) Land $186,600 Building $111,166 |
| 2023 | $3,572.00 (+3%) | $101,850 (+6.41%) Land $65,310 Building $36,540 | $291,000 (+6.41%) Land $186,600 Building $104,400 |
| 2022 | $3,468.00 | $95,711 Land $65,310 Building $30,401 | $273,460 Land $186,600 Building $86,860 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 23, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Very High above 90% of the US · above 75% of Nevada |
|---|---|
| Wildfire Likelihood | 0.6% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF ELKO serves 23,000 people · EPA ID NV0000272 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 274 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Zito Media Cable · Fiber in parts of the area | 1,000 / 25 |
| White Cloud Communications Fixed Wireless | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: AT&T, Beehive Broadband, CC Communications Broadband, Rise Broadband, Verizon.
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